St. Clair County property record for 20 Old Course Rd, Saint Clair, MI 48079
| Property Type | Condominium |
|---|---|
| Details | 5 bd · 2.5 ba · 2,442 sqft · built 2004 |
| Lot Size | 0.415 acres (18,077 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $542,000 (Apr 2024) |
| Tax Bill | $4,142 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Jun 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-953-0092-000 |
| Primary APN | 74-30-953-0092-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,442 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Basement Area | 1,628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Lot Area | 18,077 sqft (0.415 acres) |
| Lot Depth | 151 ft Depth |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20 OLD COURSE RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3588 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RS-1 |
| Legal Description | UNIT 92 GOLFSIDE CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 123 MASTER DEED RECORDED LIBER 1458 PGS 700-765 FIRST AMENDMENT RECORDED LIBER 1476 PGS 552-553 SECOND AMENDMENT RECORDED LIBER 1601 PGS 203-229 THIRD AMENDMENT RECORDED LIBER 1741 PGS |
| Legal Subdivision | ST CLAIR COUNTY CONDOMINIUM |
| Legal Unit | 92 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 640100 |
Source: St. Clair County records · APN 74-30-953-0092-000
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 17, 2024 | Warranty Deed, Transfer ATA NATIONAL TITLE |
| Jun 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jul 17, 2023 | Warranty Deed, Transfer LIBERTY TITLE |
| May 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 11, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/ESTN MI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Prior Sale | Jul 17, 2023 · Amount on Record |
| Deed Document Number | 20247042 |
| Deed Book / Page | 5706 / 536 |
| Prior Transfer Date | Apr 15, 2024 |
| Prior Transfer Doc | 0005707603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 17, 2024 |
| Property Address | 20 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Document Number | 0005706536 |
| Book / Page | 5706 / 536 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 2024007042 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,065.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 JAMES PL, SHADY COVE, OR 97539-9707 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 58521 VALLEY VIEW DR, WASHINGTON, MI 48094-0900 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 20 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 27 JAMES PL, SHADY COVE, OR 97539-9707 |
| Document Number | 0005631152 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 5631/152 |
| Instrument | 2023011024 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 17, 2023 |
| Property Address | 20 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Document Number | 0005637749 |
| Book / Page | 5637 / 749 |
| Map Reference | LB 1458 PG 700-785 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023012552 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2023 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 27 JAMES PL, SHADY COVE, OR 97539-9707 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 17, 2019 |
| Property Address | 20 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Document Number | 0050570367 |
| Book / Page | 005057 / 000367 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 OLD COURSE RD ST CLAIR MI 480793588, ST CLAIR, MI 48079-3588 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 20 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Document Number | 0048070822 |
| Book / Page | 004807 / 000822 |
| Instrument Date | Feb 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 OLD COURSE RD ST CLAIR MI 480793588, ST CLAIR, MI 48079-3588 |
| Document Number | 0048070822 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 004807/000822 |
| Name | FIFTH THIRD BK/ESTN MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,142.00 (-34.71%) Homeowner's exemption | $242,600 (+5.62%) | |
| 2024 | $6,344.00 (+60.08%) | $485,200 (+5.62%) | |
| 2023 | $229,700 | ||
| 2022 | $3,963.00 | $459,400 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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