20 Old County Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 20 Old County Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,757 sqft · built 2015
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Aug 2024)
Tax Bill	$7,390 (2025)
Deeds & Mortgages	Feb 2021 Refinance Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:017 B:003`

Property Details

APN / Parcel Number

Primary APN	`M:017 B:003`
Alternative APNs	`YORK M:0017 B:0003` `007092` `7092`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,757 sqft Living Area
Gross Area	5,599 sqft
1st Floor Area	1,452 sqft
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7092
Street Address	20 OLD COUNTY RD
City	CAPE NEDDICK
State	ME
Zip	03902-7200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	3
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4007
Census Tract	36002

Owner

20 Old County Rd is owned and occupied by two individuals who bought it in August 2024.

Source: York County and York Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 OLD COUNTY RD, CAPE NEDDICK, ME 03902-7200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA
Aug 30, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Deed Document Number	202428676
Deed Book / Page	19502 / 328
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	20 OLD COUNTY RD, CAPE NEDDICK, ME 03902-7200
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185560645
Date	Feb 11, 2021
Book Page	18556/645
Instrument	2021008494

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	20 OLD COUNTY RD, CAPE NEDDICK, ME 03902-7200
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189610552
Date	Feb 24, 2022
Book Page	18961/552
Instrument	2022008920

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Aug 30, 2024
Property Address	20 OLD COUNTY RD, CAPE NEDDICK, ME 03902-7200
Document Number	0195020328
Book / Page	19502 / 328
Instrument Date	Aug 29, 2024
Instrument	2024028676
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 PROCTOR AVE, REVERE, MA 02151-2916

Tax Assessment & Valuation

The 2025 property tax bill for 20 Old County Rd was $7,390, up 5.2% from the year before.

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,390.00 (+5.18%)	$895,800 (+7.1%) Land $326,800 Building $569,000
2024	$7,026.00 (-0.59%)	$836,400 (-) Land $326,800 Building $509,600
2023	$7,068.00 (+6.3%)	$836,400 (+7.55%) Land $326,800 Building $509,600	$928,055
2022	$6,649.00	$777,700 Land $301,800 Building $475,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Old County Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Old County Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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