20 Old Cedar Dr, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 20 Old Cedar Dr, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,641 sqft · built 1986
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$676,000 (Sep 2023)
Tax Bill	$14,844 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-26001-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`18-26001-0000-00034`
Alternative APN	`180001100000001012`

Interior

Stories	2 Stories
Building Area	2,641 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Lot Area	54,450 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	180001100000001012
Street Address	20 OLD CEDAR DR
City	SPARTA
State	NJ
Zip	07871-3549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	CEDAR BROOK
Legal Block	26001
Legal Lot Number	34
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2014
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 OLD CEDAR DR, SPARTA, NJ 07871-3549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 3, 2022	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Dec 24, 1997 · Amount on Record
Deed Document Number	202315660
Deed Book / Page	10267 / 1255
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 6, 2023
Property Address	20 OLD CEDAR DR, SPARTA, NJ 07871-3549
Document Number	0102671255
Book / Page	10267 / 1255
Instrument Date	Aug 10, 2023
Instrument	2023015660
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,807.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 OLD ORCHARD RD, HARDWICK, NJ 07825-3312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLD CEDAR DRIVE, SPARTA TOWNSHIP, NJ

Mortgage

Document Number	2023015661
Date	Sep 6, 2023
Instrument	2023015661

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	20 OLD CEDAR DR, SPARTA, NJ 07871-3549
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101500485
Date	May 3, 2022
Book Page	10150/485
Instrument	20220503010148270

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,700 (-) Land $167,500 Building $237,200	$404,700 (-) Land $167,500 Building $237,200
2025	$14,844.00 (+2.2%)	$404,700 (-) Land $167,500 Building $237,200	$404,700 (-) Land $167,500 Building $237,200
2024	$14,524.00 (+5.5%)
2023		$404,700 (-) Land $167,500 Building $237,200	$404,700 (-) Land $167,500 Building $237,200
2022	$13,767.00 (+1.61%)	$404,700 Land $167,500 Building $237,200	$404,700 Land $167,500 Building $237,200
2021	$13,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2000)
Most Recent Claim	Aug 2000 · Severe Storms, Flooding And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Planet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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