20 Old Bridge Cir, Fairview, NC 28730 Property Records

Buncombe County property record for 20 Old Bridge Cir, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,170 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Jul 2015)
Tax Bill	$5,719 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`723127-2020-202`

Property Details

APN / Parcel Number

Primary APN	`723127-2020-202`
Alternative APNs	`9677-51-0980-00000` `008263236`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,170 sqft Living Area
Gross Area	6,876 sqft
1st Floor Area	2,208 sqft
Basement Area	3,150 sqft
Finished Basement	942 sqft
Unfinished Basement	2,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	133 sqft
Deck Area	330 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	723127-2020-202
Street Address	20 OLD BRIDGE CIR
City	FAIRVIEW
State	NC
Zip	28730-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-LD
Legal Description	SUBDIV: SOUTHCLIFF LOT: 118 PLAT: 0110-0035
Legal Subdivision	SOUTHCLIFF
Legal Block	3
Legal Lot Number	118
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3000
Census Tract	3203

Owner

20 Old Bridge Cir is owned and occupied by two individuals who acquired it in August 2016.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	20 OLD BRIDGE CIR, FAIRVIEW, NC 28730-5503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU
Jan 24, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2015 · Amount on File
Deed Sale	Jul 28, 2015 · Amount on File
Prior Sale	Jun 20, 2013 · Amount on File
Deed Book / Page	5338 / 763
Last Transfer Date	Aug 5, 2016
Transfer Doc	0054541831
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	20 OLD BRIDGE CIR, FAIRVIEW, NC 28730-5503
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059201222
Date	Jul 10, 2020
Book Page	5920/1222

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	20 OLD BRIDGE CIR, FAIRVIEW, NC 28730-5503
Document Number	0055930480
Book / Page	005593 / 000480
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLD BRIDGE CIR FAIRVIEW NC 287305503, FAIRVIEW, NC 28730-5503

Mortgage

Document Number	0055930480
Date	Sep 22, 2017
Book Page	005593/000480

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 21, 2042

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 24, 2017
Property Address	20 OLD BRIDGE CIR, FAIRVIEW, NC 28730-5503
Document Number	0055140289
Book / Page	005514 / 000289
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BROOKSIDE CIR CANDLER NC 287159206, CANDLER, NC 28715-9206

Tax Assessment & Valuation

The 2025 property tax bill for 20 Old Bridge Cir was $5,719, up 4.3% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,719.00 (+4.27%)	$809,500 Land $60,800 Building $748,700	$809,500 Land $60,800 Building $748,700
2024	$5,485.00 (+5.38%)
2023	$5,205.00	$809,500	$809,500 Land $60,800 Building $748,700
2021			$809,500 Land $60,800 Building $748,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Old Bridge Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Old Bridge Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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