Westchester County and Ossining Town property record for 20 Old Albany Post Rd, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,702 sqft · built 1955 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Jun 2021) |
| Tax Bill | $20,986 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554289 80.18-2-23 |
| Primary APN | 554289 80.18-2-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| Basement Area | 340 sqft |
| Finished Basement | 340 sqft |
| Unfinished Basement | 340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Raised Ranch |
| Exterior Material | Stucco |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 312 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 OLD ALBANY POST RD |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 23.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13700 |
20 Old Albany Post Rd is owned and occupied by an individual who acquired it in June 2023.
Source: Westchester County and Ossining Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 OLD ALBANY POST RD, OSSINING, NY 10562-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Aug 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE |
| Aug 4, 2023 | Quit Claim Deed, Transfer SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit REALFI PRIVATE LENDING LLC |
| Jun 15, 2021 | Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on File |
| Deed Sale | Jun 15, 2021 · Amount on File |
| Prior Sale | Jun 15, 2021 · Amount on File |
| Deed Document Number | 2021611333540 |
| Last Transfer Date | Jun 21, 2023 |
| Transfer Doc | 0000003629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Apr 24, 2026 |
| Property Address | 20 OLD ALBANY POST RD, OSSINING, NY 10562-1907 |
| Document Number | 0000003052 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20263052 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT PL, OSSINING, NY 10562-5004 |
| Document Number | 0000003052, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20263052 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 OLD ALBANY POST RD, OSSINING, NY 10562-1907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT PL, OSSINING, NY 10562-5004 |
| Document Number | 0632143673 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 632143673 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, CA 92630 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 4, 2023 |
| Property Address | 20 OLD ALBANY POST RD, OSSINING, NY 10562-1907 |
| Document Number | 0632013629 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 632013629 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT PLACE, MOUNT VERNON, NY 10552 |
| Name | Verified Name |
|---|---|
| Address | 20 OLD ALBANY POST RD, OSSINING, NY 10562-1907 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 OLD ALBANY POST RD, OSSINING, NY 10562-1907 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0611603486 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 611603486 |
| Name | REALFI PRIVATE LENDING LLC |
|---|---|
| Address | WEST HARRISON, NY 10604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 15, 2021 |
| Property Address | 20 OLD ALBANY POST RD, OSSINING, NY 10562-1907 |
| Document Number | 0611333540 |
| Instrument Date | May 24, 2021 |
| Instrument | 611333540 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 OLD ALBANY POST RD, 20, OSSINING, NY 10562-1907 |
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT AVE, OSSINING, NY 10562-4306 |
The 2026 property tax bill for 20 Old Albany Post Rd was $20,986.
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,986.00 | ||
| 2025 | $698,800 (-0.53%) Land $248,900 Building $449,900 | $698,800 (-0.53%) Land $248,900 Building $449,900 | |
| 2024 | $702,500 (+5.94%) Land $184,800 Building $517,700 | $702,500 (+5.94%) Land $184,800 Building $517,700 | |
| 2023 | $663,100 (+12.5%) Land $184,800 Building $478,300 | $663,100 (+12.5%) Land $184,800 Building $478,300 | |
| 2022 | $589,400 Land $184,800 Building $404,600 | $589,400 Land $184,800 Building $404,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Old Albany Post Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1982–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Old Albany Post Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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