Cortland County and Cortlandville Town property record for 20 Ok St, Mc Graw, NY 13101
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 1 ba · 1,558 sqft · built 1900 |
| Lot Size | 0.437 acres (19,065 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,353 (2026) |
| Deeds & Mortgages | Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 112203 98.07-01-10.000 |
| Primary APN | 112203 98.07-01-10.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,558 sqft Total Area |
| 1st Floor Area | 854 sqft |
| 2nd Floor Area | 704 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 19,065 sqft (0.437 acres) |
| Lot Dimensions | 155 ft deep x 123 ft wide |
| Garage Type | Detached |
| Garage Area | 1,144 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 OK ST |
|---|---|
| City | MC GRAW |
| State | NY |
| Zip | 13101-9581 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | 04 - FARM |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970400 |
20 Ok St, a residential property, is owned and occupied by two individuals who acquired it in February 2024.
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 OK ST, MC GRAW, NY 13101-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 8, 2024 |
| Transfer Doc | 0000000620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Feb 13, 2024 |
| Property Address | 20 OK ST, MC GRAW, NY 13101-9581 |
| Document Number | 0000000620 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 2024-00620 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 OK ST, MC GRAW, NY 13101-9581 |
The 2026 property tax bill for 20 Ok St was $3,353 with exemptions applied, up 180.1% from the year before.
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Municipality | McGraw Village |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,353.00 (+180.12%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $1,197.00 | $65,600 Land $10,200 Building $55,400 | $104,127 Land $16,190 Building $87,937 |
| 2023 | $1,172.00 Homeowner's exemption Veteran's exemption | $65,600 Land $10,200 Building $55,400 | $93,714 Land $14,571 Building $79,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Ok St in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 53 (1981–2021) |
| Claims Outside the SFHA | 26 of 53 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Ok St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCGRAW VILLAGE serves 1,306 people · EPA ID NY1101758 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 12 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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