20 Ocean View Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 20 Ocean View Rd, Swampscott, MA 01907

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,533 sqft · built 1915
Lot Size0.153 acres (6,656 sqft)
OwnerIndividual Name on Record
Tax Bill$9,712 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNSWAM M:0020 B:0121 L:0

Property Details

APN / Parcel Number

Primary APNSWAM M:0020 B:0121 L:0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories3 Stories
Building Area2,533 sqft Living Area
Gross Area4,351 sqft
Basement Area713 sqft
Unfinished Basement713 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,656 sqft (0.153 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address20 OCEAN VIEW RD
CitySWAMPSCOTT
StateMA
Zip01907-2208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal Block121
JurisdictionSWAMPSCOTT MA
Township / Civil DivisionSWAMPSCOTT
Census Block Group3
Census Block3008
Census Tract202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 OCEAN VIEW RD, SWAMPSCOTT, MA 01907-2208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Recording DateMay 1, 2026
Property Address20 OCEAN VIEW RD, SWAMPSCOTT, MA 01907-2208
Document Number043363-593
Book / Page43363 / 593
Instrument DateApr 11, 2026
Instrument20264880
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 OCEAN VIEW RD, SWAMPSCOTT, MA 01907-2208

Mortgage

Document Number0000004880,
DateMay 1, 2026
Book Page43363/593
Instrument20264880
Lender
NameEASTERN BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSwampscott Town
Unified School DistrictSwampscott School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,712.00 (+14.1%)$809,300 (+9.06%) Land $362,000 Building $447,300$956,327 (-8.66%)
2025$8,512.00 (+6.27%)$742,100 (+8.76%) Land $309,000 Building $433,100$1,046,995
2023$8,010.00$682,300 Land $282,600 Building $399,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims70 (1978–2022)
Claims Outside the SFHA32 of 70
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 7 claims
  • Coastal Storm, Oct 1991 · 15 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWAMPSCOTT WATER DEPT. (MWRA)
serves 15,300 people · EPA ID MA3291000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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