Essex County and Marblehead Town property record for 20 Ocean Ave, Unit 4, Marblehead, MA 01945
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 2,725 sqft · built 1980 |
| Lot Size | 0.858 acres (37,406 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $775,000 (Jun 2023) |
| Tax Bill | $8,776 (2026) |
| Deeds & Mortgages | Jul 2023 Refinance Nov 2025 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0089 B:0001 L:4 |
| Primary APN | MARB M:0089 B:0001 L:4 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 2,725 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,406 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 OCEAN AVE, 4 |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3600 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | OCEAN COURT CONDO |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 OCEAN AVE, 4, MARBLEHEAD, MA 01945-3600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK |
| Nov 3, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Jul 28, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 12, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BETH DICKERSON |
| Sep 27, 2019 | Deed of Trust, Mortgage · Balloon Mortgage MARBLEHEAD SAVINGS BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TRUST CO |
| Jun 25, 2020 | Condominium Deed, Transfer NOT AVAILABLE |
| May 4, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on Record |
| Deed Sale | Jun 12, 2023 · Amount on Record |
| Prior Sale | Jun 25, 2020 · Amount on Record |
| Deed Book / Page | 41608 / 274 |
| Last Transfer Date | Oct 29, 2025 |
| Transfer Doc | 043045-246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 20 OCEAN AVE UNIT 4, 4, MARBLEHEAD, MA 01945-3600 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 041671-544 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 41671/544 |
| Instrument | 20230720003190 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Nov 3, 2025 |
| Property Address | 20 OCEAN AVE UNIT 4, 4, MARBLEHEAD, MA 01945-3600 |
| Document Number | 043045-246 |
| Book / Page | 43045 / 246 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 20251103002930 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 OCEAN AVE UNIT 4, 4, MARBLEHEAD, MA 01945-3600 |
| Investor | Possibly a Property Investor |
| Document Number | 20251103002940 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 20251103002940 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 28, 2023 |
| Property Address | 20 OCEAN AVE UNIT 4, 4, MARBLEHEAD, MA 01945-3600 |
| Document Number | 041684-502 |
| Book / Page | 41684 / 502 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 20230728000910 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 LEE ST, MARBLEHEAD, MA 01945-3248 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jun 12, 2023 |
| Property Address | 20 OCEAN AVE UNIT 4, 4, MARBLEHEAD, MA 01945-3600 |
| Document Number | 041608-274 |
| Book / Page | 41608 / 274 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 20230612002430 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 OCEAN AVE UNIT 4, 4, MARBLEHEAD, MA 01945-3600 |
| Investor | Possibly a Property Investor |
| Document Number | 230612002440 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 230612002440 |
| Name | BETH DICKERSON |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 20 OCEAN AVE UNIT 4, 4, MARBLEHEAD, MA 01945-3600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37879-282 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 37879/282 |
| Instrument | 20190927000960 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 20 OCEAN AVE UNIT 4, 4, MARBLEHEAD, MA 01945-3600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39001-284 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 39001/284 |
| Instrument | 20200930005290 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jun 25, 2020 |
| Property Address | 20 OCEAN AVE UNIT 4, 4, MARBLEHEAD, MA 01945-3600 |
| Document Number | 38648-495 |
| Book / Page | 038648 / 000495 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 25004510 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,117.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 OCEAN AVE #4 MARBLEHEAD MA 019453600, 4, MARBLEHEAD, MA 01945-3600 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | May 4, 2018 |
| Property Address | 20 OCEAN AVE UNIT 4, 4, MARBLEHEAD, MA 01945-3600 |
| Document Number | 36696-216 |
| Book / Page | 036696 / 000216 |
| Instrument Date | May 4, 2018 |
| Instrument | 4004290 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,371.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 20 OCEAN AVE #4 MARBLEHEAD MA 019453600, 4, MARBLEHEAD, MA 01945-3600 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,776.00 (-4.05%) | $1,025,200 (+1.44%) Building $1,025,200 | $872,551 (+8.04%) |
| 2025 | $9,146.00 (+0.97%) | $1,010,600 (-0.03%) Building $1,010,600 | $807,595 |
| 2024 | $9,058.00 (+7.85%) | $1,010,900 (+20.36%) Building $1,010,900 | |
| 2023 | $8,399.00 | $839,900 Building $839,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 7 (1991–2018) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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