York County and Biddeford City property record for 20 Ocean Ave, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,263 sqft · built 1850 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $33,410 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:60 L:25 |
| Primary APN | BIDD M:60 L:25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,263 sqft Living Area |
| Gross Area | 6,097 sqft |
| 1st Floor Area | 1,737 sqft |
| Basement Area | 1,197 sqft |
| Unfinished Basement | 1,197 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 OCEAN AVE |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Lot Number | 25 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 25400 |
Source: York County and Biddeford City records · APN BIDD M:60 L:25
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 322, BIDDEFORD POOL, ME 04006-0322 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 20 OCEAN AVE, BIDDEFORD, ME 04005 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0187660656 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 18766/656 |
| Instrument | 2021046994 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: York County and Biddeford City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $33,410.00 (+5.45%) | $2,236,300 (+0.37%) Land $1,803,700 Building $432,600 |
| 2024 | $31,684.00 (+8.59%) | $2,228,100 (+0.19%) Land $1,803,700 Building $424,400 |
| 2023 | $29,178.00 (+11.21%) | $2,223,900 (+39.1%) Land $1,799,500 Building $424,400 |
| 2022 | $26,236.00 | $1,598,800 Land $1,121,900 Building $476,900 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 128 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 168 (1978–2024) |
| Claims Outside the SFHA | 36 of 168 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 154 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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