20 Oak St, Windsor, CT 06095 Property Records

Windsor Town property record for 20 Oak St, Windsor, CT 06095

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,552 sqft · built 1932
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Last Sale$105,000 (Mar 2011)
Tax Bill$4,437 (2024)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN433.00

Property Details

APN / Parcel Number

Primary APN433.00
Alternative APNs
  • WIND M:00069 B:00424 L:000107
  • WSOR M:00069 B:00424 L:000107

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,552 sqft Living Area
Gross Area3,152 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleOther
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number433.00
Street Address20 OAK ST
CityWINDSOR
StateCT
Zip06095-4329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block424
Legal Lot Number107
JurisdictionWINDSOR CT
Township / Civil DivisionWINDSOR
Census Block Group5
Census Block5012
Census Tract473100

Owner

Source: Windsor Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 NUTMEG LN, BLOOMFIELD, CT 06002-1611
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2011 · Amount on Record
Deed SaleMar 10, 2011 · Amount on Record
Prior SaleJul 23, 2004 · Amount on Record
Deed Book / Page1711 / 455
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR CT
Property Address20 OAK ST, WINDSOR, CT 06095-4329
Document Number1864-748
Instrument DateSep 19, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 OAK ST WINDSOR CT 060954329, WINDSOR, CT 06095-4329

Mortgage

Document Number1864-748
DateSep 20, 2018
Book Page001864/000748
Instrument3363
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2048

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Town
Unified School DistrictWindsor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$155,960 (-) Land $59,220 Building $96,740$109,172 Land $41,454 Building $67,718
2024$4,437.00 (-6.17%)$155,960 (+51.46%) Land $59,220 Building $96,740
2023$4,729.00 (+38.03%)$102,970 (-) Land $41,090 Building $61,880
2022$3,426.00$102,970 Land $41,090 Building $61,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMETROPOLITAN DISTRICT COMMISSION
serves 390,887 people · EPA ID CT0640011
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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