Middlesex County and Stoneham Town property record for 20 Oak St, Stoneham, MA 02180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,644 sqft · built 1920 |
| Lot Size | 0.196 acres (8,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $670,000 (Dec 2025) |
| Tax Bill | $6,752 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STON M:17 B:000 L:70 |
| Primary APN | STON M:17 B:000 L:70 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 3,372 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,551 sqft (0.196 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3272 |
|---|---|
| Street Address | 20 OAK ST |
| City | STONEHAM |
| State | MA |
| Zip | 02180-2257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 70 |
| Jurisdiction | STONEHAM MA |
| Township / Civil Division | STONEHAM |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 337202 |
Source: Middlesex County and Stoneham Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 OAK ST, STONEHAM, MA 02180-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 19, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage LIBERTY BANK |
| Sep 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Sep 22, 2021 · Amount on Record |
| Deed Document Number | 2025156687 |
| Deed Book / Page | 85034 / 292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 20 OAK ST, STONEHAM, MA 02180-2257 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078190-172 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 78190/172 |
| Instrument | 153148 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Dec 19, 2025 |
| Property Address | 20 OAK ST, STONEHAM, MA 02180-2257 |
| Document Number | 085034-292 |
| Book / Page | 85034 / 292 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 156687 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 OAK ST, STONEHAM, MA 02180-2257 |
| Document Number | 0000156688 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 156688 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 1, 2036 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Sep 22, 2021 |
| Property Address | 20 OAK ST, STONEHAM, MA 02180-2257 |
| Document Number | 78755-408 |
| Book / Page | 78755 / 408 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 210417 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 OAK ST, STONEHAM, MA 02180-2257 |
| Document Number | 210420 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 210420 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stoneham Town |
| Unified School District | Stoneham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,752.00 (+3.65%) | $671,200 (+5.4%) Land $385,500 Building $285,700 | $753,540 (-) |
| 2025 | $6,514.00 (+2.05%) | $636,800 (+5.66%) Land $366,200 Building $270,600 | $753,540 (+3.09%) |
| 2024 | $6,383.00 (+0.22%) | $602,700 (+5.04%) Land $337,300 Building $265,400 | $730,930 |
| 2023 | $6,369.00 | $573,800 Land $308,400 Building $265,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Sep 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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