20 Oak St, Moro, IL 62067 Property Records

Madison County property record for 20 Oak St, Moro, IL 62067 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 754 sqft · built 1920
Lot Size	0.627 acres (27,342 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Apr 2018)
Tax Bill	$3,975 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2018 Sale & Mortgage
APN	`16-2-03-31-04-405-024`

Property Details

APN / Parcel Number

Primary APN	`16-2-03-31-04-405-024`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	754 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	27,342 sqft (0.627 acres)
Lot Dimensions	147 ft deep x 186 ft wide
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	20 OAK ST
City	MORO
State	IL
Zip	62067-1077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS J H ADD LOT 3-4 186X147 IRR PB 20 PG 69 20/30
Legal Subdivision	SMITHS J H ADD
Legal Lot Number	3-4
Jurisdiction	MADISON IL
Township / Civil Division	MORO
Census Block Group	1
Census Block	1053
Census Tract	402804

Owner

Source: Madison County records · APN 16-2-03-31-04-405-024

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 OAK ST, MORO, IL 62067-1077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Apr 03, 2018	Warranty Deed, Transfer FIRST MID IL BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2018 · Amount on Record
Deed Sale	Apr 03, 2018 · Amount on Record
Prior Sale	Nov 16, 2004 · Amount on Record
Deed Document Number	20189708
Last Transfer Date	Sep 24, 2024
Transfer Doc	0000027209
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	20 OAK ST, MORO, IL 62067-1077
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052553
Date	Dec 22, 2021
Instrument	2021R52553

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 01, 2048

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 03, 2018
Property Address	20 OAK ST, MORO, IL 62067-1077
Document Number	0000009708
Instrument Date	Mar 29, 2018
Instrument	9708
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$121.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 OAK ST MORO IL 620671077, MORO, IL 62067-1077

Mortgage

Document Number	9709
Date	Apr 03, 2018
Instrument	9709

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	MATTOON, IL 61938

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2048

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Moro Township
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,975.00 (+11.66%)	$67,030 (+33.23%) Land $11,440 Building $55,590	$201,090 (+33.1%) Land $34,320 Building $166,770
2024	$3,560.00 (+17.18%)
2022	$3,038.00	$50,310 Land $8,580 Building $41,730	$151,081 Land $25,766 Building $125,315

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Delta Communications	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Wisper ISP, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures