20 Oak St, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 20 Oak St, Lincroft, NJ 07738 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,551 sqft · built 2011
Lot Size	0.918 acres (40,001 sqft)
Owner	2 Individual Names on File
Last Sale	$979,000 (Jul 2010)
Tax Bill	$24,610 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-01101-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`32-01101-0000-00011`
Alternative APNs	`320110100011` `377`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,551 sqft Living Area
1st Floor Area	3,002 sqft
Upper Floors Area	2,055 sqft
Basement Area	2,503 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	40,001 sqft (0.918 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Area	506 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	984 sqft
Pool House	208 sqft
Porch	Open Porch
Patio Area	100 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	377
Street Address	20 OAK ST
City	LINCROFT
State	NJ
Zip	07738-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LINCROFT ESTATES SEC A
Legal Block	1101
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	5
Census Block	5014
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records · APN 32-01101-0000-00011

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 OAK ST, LINCROFT, NJ 07738-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2010 · Amount on Record
Deed Sale	Jul 01, 2010 · Amount on Record
Prior Sale	Jul 06, 2009 · Amount on Record
Deed Document Number	201059889
Deed Book / Page	8838 / 7169
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 OAK ST, LINCROFT, NJ 07738-1819
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MEGA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095044445
Date	Apr 23, 2021
Book Page	9504/4445
Instrument	2021066199

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 OAK ST, LINCROFT, NJ 07738-1819
Document Number	0000124560
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OAK ST LINCROFT NJ 077381819, LINCROFT, NJ 07738-1819

Mortgage

Document Number	0000124560
Date	Dec 30, 2019
Book Page	009387/008726
Instrument	124560

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 29, 2039

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 OAK ST, LINCROFT, NJ 07738-1819
Document Number	0000068841
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	ALL AHEAD TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OAK ST LINCROFT NJ 077381819, LINCROFT, NJ 07738-1819

Mortgage

Document Number	0000068841
Date	Jul 13, 2018
Book Page	009300/003923
Instrument	68841

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2038

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,619,300 (+6.2%) Land $685,000 Building $934,300	$1,619,300 (+6.2%) Land $685,000 Building $934,300
2025	$24,610.00 (+8.19%)	$1,524,800 (+26.27%) Land $603,800 Building $921,000	$1,524,800 (+26.27%) Land $603,800 Building $921,000
2024	$22,747.00 (+1.59%)
2023		$1,207,600 Land $314,900 Building $892,700	$1,207,600 Land $314,900 Building $892,700
2022	$22,392.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258015005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2011–2014)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2014, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 58% of New Jersey
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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