Spartanburg County property record for 20 Oak St, #159, Startex, SC 29377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,554 sqft · built 1905 |
| Lot Size | 0.308 acres (13,455 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (May 2020) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-2105-03600 |
| Primary APN | 5-2105-03600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 1,698 sqft |
| Upper Floors Area | 1,770 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,455 sqft |
| Lot Dimensions | 207 ft deep x 65 ft wide |
| Porch | Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 90936 |
|---|---|
| Street Address | 20 OAK ST # 159, 159 |
| City | STARTEX |
| State | SC |
| Zip | 29377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 159 STARTEX MILL VILLAGE PB 31-280-297 |
| Legal Subdivision | J E BOMAR |
| Legal Lot Number | 159 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | WELLFORD |
| Census Block Group | 3 |
| Census Block | 3099 |
| Census Tract | 23104 |
Source: Spartanburg County records · APN 5-2105-03600
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 193, STARTEX, SC 29377-0193 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC |
| May 15, 2020 | Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on Record |
| Deed Sale | May 15, 2020 · Amount on Record |
| Prior Sale | Jun 01, 2015 · Amount on Record |
| Deed Document Number | DEE-2020-20301 |
| Deed Book / Page | 127X / 22 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 20 OAK ST, STARTEX, SC 29377 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032749 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 2017-32749 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | May 15, 2020 |
| Property Address | 20 OAK ST, STARTEX, SC 29377 |
| Document Number | 0000020301 |
| Book / Page | 127-X / 22 |
| Map Reference | MB 31 PG 280-297 |
| Instrument Date | May 15, 2020 |
| Instrument | 2020-20301 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 AOK STREET, STARTEX, SC 29377 |
| Document Number | 0000020302 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 5812/883 |
| Instrument | 2020-20302 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 (+1.07%) | $6,004 (-) Land $792 Building $5,212 | $150,100 (-) Land $19,800 Building $130,300 |
| 2024 | $938.00 | ||
| 2023 | $938.00 | $6,004 Land $792 Building $5,212 | $150,100 Land $19,800 Building $130,300 |
Source: FEMA National Flood Hazard Layer as of October 2, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Xfinity.
Based on FCC filings for 207 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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