Marshall County property record for 20 Oak Shadow Ln, Benton, KY 42025
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2.5 ba · 2,404 sqft · built 2005 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,000 (Aug 2022) |
| Tax Bill | $126 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jan 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-0C-01-017 |
| Primary APN | 27-0C-01-017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,404 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1094080 |
|---|---|
| Street Address | 20 OAK SHADOW LN |
| City | BENTON |
| State | KY |
| Zip | 42025-5390 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Subdivision | GOLDCREST SUBDIVISION DEVELOPMENT |
| Legal Lot Number | 17 |
| Jurisdiction | MARSHALL KY |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 950400 |
20 Oak Shadow Ln, residential vacant land, is owned by an individual who bought it in August 2022.
Source: Marshall County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1309 WILKINS RD, BENTON, KY 42025-4658 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK |
| Jan 20, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL BANK |
| Aug 11, 2022 | Correction Deed |
| Aug 11, 2022 | Deed, Transfer |
| Jun 25, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on File |
| Deed Sale | Aug 12, 2022 · Amount on File |
| Prior Sale | Jun 25, 2021 · Amount on File |
| Deed Book / Page | 499 / 211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | 20 OAK SHADOW LN, BENTON, KY 42025-5390 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG912/234 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | MTG 912/234 |
| Instrument | 1024881 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Address | BENTON, KY 42025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | 20 OAK SHADOW LN, BENTON, KY 42025-5390 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 OAK SHADOW LN, BENTON, KY 42025-5390 |
| Investor | Possibly a Property Investor |
| Document Number | MTG962/136 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | MTG 962/136 |
| Instrument | 1035122 |
| Name | COMMUNITY FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | BENTON, KY 42025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 10, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MARSHALL KY |
| Recording Date | Aug 11, 2022 |
| Property Address | 20 OAK SHADOW LN, BENTON, KY 42025-5390 |
| Document Number | 000499/207 |
| Book / Page | 499 / 207 |
| Map Reference | SL C-202 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 1081185 |
| Record Updated | Feb 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 20 OAK SHADOW LN, BENTON, KY 42025-5390 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20 OAK SHADOW LN, BENTON, KY 42025-5390 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARSHALL KY |
| Recording Date | Aug 11, 2022 |
| Property Address | 20 OAK SHADOW LN, BENTON, KY 42025-5390 |
| Document Number | 000499/211 |
| Book / Page | 499 / 211 |
| Map Reference | SL C-202 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 1081186 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $13.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9585 LOLA LANE, LOUISVILLE, IL 62858 |
| Name | Verified Name |
|---|---|
| Address | 1309 WILKINS RD, BENTON, KY 42025-4658 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARSHALL KY |
| Recording Date | Jun 25, 2021 |
| Property Address | 20 OAK SHADOW LN, BENTON, KY 42025-5390 |
| Document Number | DEED487/694 |
| Book / Page | DEED 487 / 694 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 1038349 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 OAK SHADOW LN, BENTON, KY 42025-5390 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20 OAK SHADOW LN, BENTON, KY 42025-5390 |
| Document Number | 0001038357 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 1038357 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 20 Oak Shadow Ln was $126.
Source: Marshall County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Marshall County |
| Unified School District | Marshall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126.00 | $13,000 Land $13,000 | $13,000 Land $13,000 |
| 2023 | $133.00 | $13,000 | |
| 2022 | $24,000 Land $24,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Oak Shadow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Oak Shadow Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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