St. Johns County property record for 20 Oak Rd, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,306 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Garage | Carport, 180 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,295.00 (2025) |
| Primary APN | 163440-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,306 sqft Living Area |
| 1st Floor | 1,306 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Terrazzo Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 78 ft Width |
| Garage Type | Carport Garage |
| Garage Area | 180 sqft Garage |
| Carport | Carport |
| Carport Area | 180 sqft Carport |
| Deck Area | 272 sqft Deck |
| Patio Area | 788 sqft Patio |
| Porch Area | 1,032 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 20 OAK RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5933 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 10-69 WOODLAND UNIT A LOT 17 BLK D OR1462/917 & 3855/943(F/J) & 4789/1661(Q/C) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | WOODLAND UNIT A |
| Legal Block | D |
| Legal Lot Number | 17 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 21409 |
Source: St. Johns County records · APN 163440-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 OAK RD, SAINT AUGUSTINE, FL 32080-5933 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 09, 2025 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Sep 06, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 29, 2019 |
| Transfer Doc | 0047891661 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 20 OAK RD, SAINT AUGUSTINE, FL 32080-5933 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3430 PLEDMONT RD NE, ATLANTA, GA 30305-1732 |
| Document Number | 0062361093 |
|---|---|
| Date | Oct 09, 2025 |
| Book Page | 6236/1093 |
| Instrument | 2025082619 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 06, 2019 |
| Property Address | 20 OAK RD, SAINT AUGUSTINE, FL 32080-5933 |
| Document Number | 0047891661 |
| Book / Page | 4789 / 1661 |
| Map Reference | MB 10 PG 68-69 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 2019065532 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ISLAND TTL OF ST AUGUSTINE L |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 PARADISE VALLEY DR, 324, PONTE VEDRA, FL 32081-6128 |
| Name | Verified Name |
|---|---|
| Address | 20 OAK RD, SAINT AUGUSTINE, FL 32080-5933 |
| Document Number | 0047891665 |
|---|---|
| Date | Sep 06, 2019 |
| Instrument | 4789/1665 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,529 (+2.7%) | $490,395 (+3.96%) Land $275,000 Building $215,395 | |
| 2025 | $4,295.00 (+8.62%) Homeowner's exemption | $274,128 (+5.99%) | $471,733 (+15.69%) Land $250,000 Building $221,733 |
| 2024 | $3,954.00 (+6.43%) | ||
| 2023 | $3,715.00 (+1.75%) Homeowner's exemption | $258,643 (+3%) | $407,747 (-7.91%) Land $210,000 Building $197,747 |
| 2022 | $3,651.00 Homeowner's exemption | $251,110 | $442,747 Land $209,440 Building $233,307 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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