20 Oak Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 20 Oak Rd, Saint Augustine, FL 32080 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,306 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
GarageCarport, 180 sqft
OccupancyOwner Occupied
Tax Bill$4,295.00 (2025)

Property Details

APN / Parcel Number

Primary APN163440-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,306 sqft Living Area
1st Floor1,306 sqft 1st Floor
Stories1 Stories
Primary FlooringTerrazzo Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area7,840 sqft (0.18 acres)
Lot Width78 ft Width
Garage TypeCarport Garage
Garage Area180 sqft Garage
CarportCarport
Carport Area180 sqft Carport
Deck Area272 sqft Deck
Patio Area788 sqft Patio
Porch Area1,032 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address20 OAK RD
CitySAINT AUGUSTINE
StateFL
Zip32080-5933
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description10-69 WOODLAND UNIT A LOT 17 BLK D OR1462/917 & 3855/943(F/J) & 4789/1661(Q/C)
Legal Range30E
Legal Township07S
Legal Section34
Legal SubdivisionWOODLAND UNIT A
Legal BlockD
Legal Lot Number17
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2015
Census Tract21409

Owner

Source: St. Johns County records · APN 163440-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 OAK RD, SAINT AUGUSTINE, FL 32080-5933
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2025Deed of Trust, Mortgage · Line of Credit
AMERIS BANK
Sep 06, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 29, 2019
Transfer Doc0047891661
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address20 OAK RD, SAINT AUGUSTINE, FL 32080-5933
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3430 PLEDMONT RD NE, ATLANTA, GA 30305-1732

Mortgage

Document Number0062361093
DateOct 09, 2025
Book Page6236/1093
Instrument2025082619
Lender
NameAMERIS BANK
TypeBank
AddressATLANTA, GA 30305
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 06, 2019
Property Address20 OAK RD, SAINT AUGUSTINE, FL 32080-5933
Document Number0047891661
Book / Page4789 / 1661
Map ReferenceMB 10 PG 68-69
Instrument DateAug 29, 2019
Instrument2019065532
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyISLAND TTL OF ST AUGUSTINE L

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address324 PARADISE VALLEY DR, 324, PONTE VEDRA, FL 32081-6128

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 OAK RD, SAINT AUGUSTINE, FL 32080-5933

Mortgage

Document Number0047891665
DateSep 06, 2019
Instrument4789/1665
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$281,529 (+2.7%)$490,395 (+3.96%) Land $275,000 Building $215,395
2025$4,295.00 (+8.62%) Homeowner's exemption$274,128 (+5.99%)$471,733 (+15.69%) Land $250,000 Building $221,733
2024$3,954.00 (+6.43%)
2023$3,715.00 (+1.75%) Homeowner's exemption$258,643 (+3%)$407,747 (-7.91%) Land $210,000 Building $197,747
2022$3,651.00 Homeowner's exemption$251,110$442,747 Land $209,440 Building $233,307

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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