Essex County and Saugus Town property record for 20 Oak Point Rd, Saugus, MA 01906 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,807 sqft · built 1991 |
| Lot Size | 0.573 acres (24,964 sqft) |
| Owner | Company Name on File |
| Last Sale | $641,000 (Jul 2025) |
| Tax Bill | $10,893 (2025) |
| Deeds & Mortgages | Jul 2025 Foreclosure Jul 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:012-E B:0003 L:0003 |
| Primary APN | SAUG M:012-E B:0003 L:0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,807 sqft Living Area |
| Gross Area | 7,472 sqft |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,964 sqft (0.573 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 456021 |
|---|---|
| Street Address | 20 OAK POINT RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records · APN SAUG M:012-E B:0003 L:0003
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 586 TURNPIKE RD, NEW IPSWICH, NH 03071-3651 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 17, 2025 | Foreclosure |
| Jul 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Aug 14, 2018 | Quit Claim Deed, Transfer LENDUSA LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2018 · Amount on Record |
| Deed Book / Page | 42834 / 573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 17, 2025 |
| Property Address | 20 OAK POINT RD, SAUGUS, MA 01906 |
| Document Number | 042834-573 |
| Book / Page | 42834 / 573 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 20250717001310 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 586 TUNRPIKE RD, NEW IPSWICH, NH 03071-3651 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 20 OAK POINT RD, SAUGUS, MA 01906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37654-205 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 37654/205 |
| Instrument | 20190710003290 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 14, 2018 |
| Property Address | 20 OAK POINT RD, SAUGUS, MA 01906 |
| Document Number | 36937-162 |
| Book / Page | 36937 / 162 |
| Instrument | 180814004110 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 369370164 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 36937/0164 |
| Name | LENDUSA LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2048 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,893.00 (+3.55%) | $1,019,900 (+3.25%) Land $351,900 Building $668,000 | $974,035 |
| 2024 | $10,520.00 (+2.52%) | $987,800 (+8.39%) Land $331,900 Building $655,900 | |
| 2023 | $10,261.00 | $911,300 Land $291,900 Building $619,400 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property
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|---|---|---|
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