Prospect Town property record for 20 Oak Ln, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,184 sqft · built 1969 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jan 2025) |
| Tax Bill | $6,013 (2026) |
| Deeds & Mortgages | Jan 2025 Sale Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C0073500 |
| Primary APN | C0073500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 2,240 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 550 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | C0073500 |
|---|---|
| Street Address | 20 OAK LN |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 100 |
| Legal Lot Number | 20 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 347100 |
20 Oak Ln is owned and occupied by two individuals who bought it in January 2025.
Source: Prospect Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 OAK LN, PROSPECT, CT 06712-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2025 | Warranty Deed, Transfer |
| Apr 19, 2018 | Warranty Deed, Transfer HOME POINT FINL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on File |
| Deed Sale | Jan 14, 2025 · Amount on File |
| Prior Sale | Apr 19, 2018 · Amount on File |
| Deed Document Number | 2025202547 |
| Deed Book / Page | 932 / 162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Jan 14, 2025 |
| Property Address | 20 OAK LN, PROSPECT, CT 06712-1313 |
| Document Number | 000932-162 |
| Book / Page | 932 / 162 |
| Instrument Date | Jan 7, 2025 |
| Instrument | 202547 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20 OAK LN, PROSPECT, CT 06712-1313 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Apr 19, 2018 |
| Property Address | 20 OAK LN, PROSPECT, CT 06712-1313 |
| Document Number | 819-224 |
| Book / Page | 819 / 224 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.17 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 8190226 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 00819/0226 |
| Name | HOME POINT FINL CORP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 19, 2033 |
The 2026 property tax bill for 20 Oak Ln was $6,013, up 11.4% from the year before.
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,013.00 (+11.35%) | $211,190 (-) Land $72,800 Building $138,390 | $373,476 (+152.63%) |
| 2025 | $5,400.00 | $211,190 Land $72,800 Building $138,390 | $147,833 Land $50,960 Building $96,873 |
| 2024 | $5,400.00 (+10.38%) | ||
| 2023 | $4,892.00 (-0.1%) | $153,260 (-) Land $72,760 Building $80,500 | |
| 2022 | $4,897.00 | $153,260 Land $72,760 Building $80,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Oak Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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