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20 Oak Leaf Ct, Covington, GA 30014 Property Records

Newton County property record for 20 Oak Leaf Ct, Covington, GA 30014

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,597 sqft · built 2022
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$269,900 (Mar 2022)
Tax Bill$3,225 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0114A-00000-026-000

Property Details

APN / Parcel Number

Primary APN0114A-00000-026-000
Alternative APNs
  • 0114A 026
  • 34203

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,597 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
Garage Area420 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number34203
Old Parcel Number0114A 026
Street Address20 OAK LEAF CT
CityCOVINGTON
StateGA
Zip30014-4862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description.58AC LOT 5B OAKLEAF CT
Legal SubdivisionHIDDEN FOREST & OAK RIDGE & DIXIE RD
Legal Lot Number5B
JurisdictionNEWTON GA
Township / Civil DivisionMANSFIELD
Census Block Group1
Census Block1012
Census Tract100204

Owner

Source: Newton County records · APN 0114A-00000-026-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20 OAK LEAF CT, COVINGTON, GA 30014-4862
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
Sep 28, 2021Deed of Trust, Mortgage · Commercial Mortgage
UNITED BANK
Mar 30, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SYNOVUS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2022 · Amount on Record
Deed SaleMar 30, 2022 · Amount on Record
Deed Document Number0000437624
Deed Book / Page4376 / 24
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 OAK LEAF CT, COVINGTON, GA 30014-4862
Transaction TypeMortgage
Record UpdatedMar 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 OAK LEAF CT, COVINGTON, GA 30014-4862

Mortgage

Document Number0047640000000224
DateSep 19, 2025
Book Page0000004764/0000000224
InstrumentD2025010576
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2045

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 OAK LEAF CT, COVINGTON, GA 30014-4862
Transaction TypeMortgage
Record UpdatedMar 04, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
AddressOAKLEAF CT

Mortgage

Document Number0042700000000415
DateSep 28, 2021
Book Page0000004270/0000000415
Instrument018489
Lender
NameUNITED BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 01, 2022

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateMar 30, 2022
Property Address20 OAK LEAF CT, COVINGTON, GA 30014-4862
Document Number0043760024
Book / Page4376 / 24
Instrument DateMar 30, 2022
Instrument2022-001667
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 04, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 OAK LEAF CT, COVINGTON, GA 30014-4862

Mortgage

Document Number0043760000000025
DateApr 19, 2022
Book Page0000004376/0000000025
Instrument007097
Lender
NameSYNOVUS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,225.00 (+1,421.23%)$129,640 (+23.19%) Land $21,600 Building $108,040$324,100 (+23.19%) Land $54,000 Building $270,100
2023$105,240 Land $7,000 Building $98,240$263,100 Land $17,500 Building $245,600
2022$212.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132171002041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 58 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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