20 Oak Grove Ln, Troy, MO 63379 Property Records

Lincoln County property record for 20 Oak Grove Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,212 sqft · built 1994
Lot Size	3.04 acres (132,422 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,395 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-03-000-000-004.025`

Property Details

APN / Parcel Number

Primary APN	`19-20-03-000-000-004.025`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area
Basement Area	2,212 sqft
Unfinished Basement	2,212 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,422 sqft (3.04 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	20 OAK GROVE LN
City	TROY
State	MO
Zip	63379-2291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 SOUTHGATE ESTATES PLAT II
Legal Range	01W
Legal Township	48N
Legal Section	03
Legal Subdivision	SOUTHGATE
Legal Lot Number	65
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3039
Census Tract	810203

Owner

20 Oak Grove Ln is owned and occupied by two individuals who acquired it in April 2011.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 OAK GROVE LN, TROY, MO 63379-2291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 26, 2023	Correction Deed
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 29, 2011
Transfer Doc	002194/825
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 OAK GROVE LN, TROY, MO 63379-2291
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OAK GROVE LN, TROY, MO 63379-2291

Mortgage

Document Number	002495/188
Date	Nov 2, 2023
Book Page	2495/188
Instrument	2023008432

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 OAK GROVE LN, TROY, MO 63379-2291
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02423/0378
Date	Jun 4, 2018
Book Page	2423/0378
Instrument	2018004747

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 26, 2023
Property Address	20 OAK GROVE LN, TROY, MO 63379-2291
Document Number	002494/982
Book / Page	2494 / 982
Map Reference	MB 11 PG 39
Instrument Date	Oct 26, 2023
Instrument	2023008226
Record Updated	Nov 29, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 OAK GROVE LN, TROY, MO 63379-2291

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 OAK GROVE LN, TROY, MO 63379-2291

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 10, 2022
Property Address	20 OAK GROVE LN, TROY, MO 63379-2291
Document Number	002474/612
Book / Page	2474 / 612
Map Reference	MB 11 PG 39
Instrument Date	Jan 4, 2022
Instrument	2022000325
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 OAK GROVE LN, TROY, MO 63379-2291

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 OAK GROVE LN, TROY, MO 63379-2291
Investor	Possibly a Property Investor

Mortgage

Document Number	2022000326
Date	Jan 10, 2022
Instrument	2022000326

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20 Oak Grove Ln was $4,395.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,917 (-) Land $7,596 Building $64,321
2025	$4,395.00	$71,917 Land $7,596 Building $64,321	$378,510 Land $39,980 Building $338,530
2023	$3,922.00 (+3.87%)	$63,289 Land $6,441 Building $56,848	$333,100 Land $33,900 Building $299,200
2022	$3,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Oak Grove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Oak Grove Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Wisper ISP.

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