20 Oak Ave, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 20 Oak Ave, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 1951
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2013)
Tax Bill	$7,925 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00089-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`37-00089-0000-00006`
Alternative APNs	`3700139S2300012` `370008900006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	256 sqft
Patio Area	342 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700139S2300012
Street Address	20 OAK AVE
City	OCEAN
State	NJ
Zip	07712-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	SUNSET MANOR
Legal Block	89
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	4
Census Block	4017
Census Tract	806600

Owner

20 Oak Ave is owned and occupied by two individuals who acquired it in May 2014.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 OAK AVE, OCEAN, NJ 07712-4234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2013 · Amount on File
Deed Sale	Dec 9, 2013 · Amount on File
Deed Document Number	2013131203
Deed Book / Page	9048 / 1101
Last Transfer Date	May 7, 2014
Transfer Doc	0090668533
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 OAK AVE, OCEAN, NJ 07712-4234
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095103673
Date	May 12, 2021
Book Page	9510/3673
Instrument	2021077043

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 OAK AVE, OCEAN, NJ 07712-4234
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095099034
Date	May 11, 2021
Book Page	9509/9034
Instrument	2021076124

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 20 Oak Ave was $7,925, up 0.9% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,500 (+10.58%) Land $491,700 Building $143,800	$635,500 (+10.58%) Land $491,700 Building $143,800
2025	$7,925.00 (+0.88%)	$574,700 Land $456,700 Building $118,000	$574,700 Land $456,700 Building $118,000
2024	$7,856.00
2023		$527,300 Land $415,200 Building $112,100	$527,300 Land $415,200 Building $112,100
2022	$7,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Oak Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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