20 Northwood Ave, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 20 Northwood Ave, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	2,774 sqft · built 1925
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$1,465,000 (Jan 2026)
Tax Bill	$21,270 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00072-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`09-00072-0000-00020`
Alternative APN	`090007200020`

Interior

Building Area	2,774 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Street Address	20 NORTHWOOD AVE
City	DEMAREST
State	NJ
Zip	07627-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	0.344AC
Legal Block	72
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	2
Census Block	2009
Census Tract	9100

Owner

20 Northwood Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 NORTHWOOD AVE, DEMAREST, NJ 07627-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Oct 31, 1996 · Amount on File
Deed Document Number	20266559
Deed Book / Page	5713 / 1235
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 30, 2026
Property Address	20 NORTHWOOD AVE, DEMAREST, NJ 07627-1628
Document Number	0057131235
Book / Page	5713 / 1235
Instrument Date	Jan 7, 2026
Instrument	2026006559
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	UNITED LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,487.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 LEOSON PKWY, OLD TAPPAN, NJ 07675-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 NORTHWOOD AVE, DEMAREST, NJ 07627-1628

Mortgage

Document Number	2026006560
Date	Jan 30, 2026
Instrument	2026006560

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 20 Northwood Ave was $21,270, up 16.5% from the year before.

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,178,400 (-) Land $662,600 Building $515,800	$1,178,400 (-) Land $662,600 Building $515,800
2025	$21,270.00 (+16.53%)	$1,178,400 Land $662,600 Building $515,800	$1,178,400 Land $662,600 Building $515,800
2024	$18,253.00
2023		$597,100 (-) Land $408,800 Building $188,300	$597,100 (-) Land $408,800 Building $188,300
2022	$16,951.00 (+2.53%)	$597,100 Land $408,800 Building $188,300	$597,100 Land $408,800 Building $188,300
2021	$16,533.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Northwood Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1980–2021)
Claims Outside the SFHA	5 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Northwood Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20