Worcester County and Holden Town property record for 20 North St, Jefferson, MA 01522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,980 sqft · built 1978 |
| Lot Size | 6.81 acres (297,004 sqft) |
| Owner | Company Name on File |
| Last Sale | $625,000 (Jul 2018) |
| Tax Bill | $9,211 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Oct 2023 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:43 B:4 |
| Primary APN | HOLD M:43 B:4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,980 sqft Living Area |
| Gross Area | 6,248 sqft |
| 1st Floor Area | 1,868 sqft |
| Basement Area | 1,868 sqft |
| Unfinished Basement | 1,868 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Material | Metal |
| Lot Area | 297,004 sqft (6.81 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 243 |
|---|---|
| Street Address | 20 NORTH ST |
| City | JEFFERSON |
| State | MA |
| Zip | 01522-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Block | 4 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 728400 |
20 North St is owned by a company that bought it in July 2018.
Source: Worcester County and Holden Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 NORTH ST, JEFFERSON, MA 01522-1510 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE |
| Oct 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance LEOMINSTER CU |
| Apr 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Feb 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Sep 30, 2020 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Jul 2, 2019 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Jul 17, 2018 | Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on File |
| Deed Sale | Jul 17, 2018 · Amount on File |
| Prior Sale | Oct 12, 2004 · Amount on File |
| Deed Book / Page | 59109 / 327 |
| Transfer Doc | 059109-327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 20 NORTH ST, JEFFERSON, MA 01522-1510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072348-336 |
|---|---|
| Date | Aug 1, 2025 |
| Book Page | 72348/336 |
| Instrument | 64643 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 20 NORTH ST, JEFFERSON, MA 01522-1510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 069760-121 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 69760/121 |
| Instrument | 85789 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 20 NORTH ST, JEFFERSON, MA 01522-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60342-366 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 60342/366 |
| Instrument | 38410 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 20 NORTH ST, JEFFERSON, MA 01522-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61896-124 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 61896/124 |
| Instrument | 15949 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 20 NORTH ST, JEFFERSON, MA 01522-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63377-353 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 63377/353 |
| Instrument | 114239 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 20 NORTH ST, JEFFERSON, MA 01522-1510 |
| Document Number | 60668-141 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 N ST HOLDEN MA 01522, HOLDEN, MA 01522 |
| Document Number | 60668-141 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 060668/000141 |
| Instrument | 64568 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 7, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Jul 17, 2018 |
| Property Address | 20 NORTH ST, JEFFERSON, MA 01522-1510 |
| Document Number | 59109-327 |
| Book / Page | 59109 / 327 |
| Instrument | 72410 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81.16 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 NORTH ST, JEFFERSON, MA 01522-1510 |
| Document Number | 591090329 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 59109/0329 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 17, 2033 |
The 2026 property tax bill for 20 North St was $9,211, down 2.2% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,211.00 (-2.25%) | $683,300 (+0.5%) Land $210,800 Building $472,500 | $722,216 (-4.94%) |
| 2025 | $9,423.00 (+1.9%) | $679,900 (+4.04%) Land $200,600 Building $479,300 | $759,715 |
| 2024 | $9,247.00 (+0.4%) | $653,500 (+6.36%) Land $195,800 Building $457,700 | |
| 2023 | $9,210.00 | $614,400 Land $169,900 Building $444,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 North St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 North St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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