20 Norman Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 20 Norman Rd, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,547 sqft · built 1954
Lot Size	0.289 acres (12,571 sqft)
Owner	2 Trust Names on File
Last Sale	$40,000 (Nov 2025)
Tax Bill	$6,710 (2026)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-D B:0010 L:0039`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-D B:0010 L:0039`
Alternative APNs	`M:005=D B:0010 L:0039` `4157011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,547 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,571 sqft (0.289 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4157011
Street Address	20 NORMAN RD
City	SAUGUS
State	MA
Zip	01906-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	10
Legal Lot Number	39
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4005
Census Tract	208200

Owner

20 Norman Rd is owner-occupied and held in a trust since November 2025.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20 NORMAN RD, SAUGUS, MA 01906-4217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2025	Quit Claim Deed, Transfer
Nov 8, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Transfer Date	Oct 24, 2025
Prior Transfer Doc	0000662777
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 17, 2025
Property Address	20 NORMAN RD, SAUGUS, MA 01906-4217
Document Number	0000662777
Instrument Date	Oct 24, 2025
Instrument	662777
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 NORMAN RD, SAUGUS, MA 01906-4217

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 17, 2025
Property Address	20 NORMAN RD, SAUGUS, MA 01906-4217
Document Number	0000662776
Instrument Date	Aug 14, 2025
Instrument	662776
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 THOMAS ST UNIT C5, C5, SAUGUS, MA 01906-3291

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 8, 2024
Property Address	20 NORMAN RD, SAUGUS, MA 01906-4217
Document Number	0000654929
Instrument Date	Oct 3, 2024
Instrument	654929
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 THOMAS ST UNIT C5, C5, SAUGUS, MA 01906-3291

Tax Assessment & Valuation

The 2026 property tax bill for 20 Norman Rd was $6,710, up 1.9% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,710.00 (+1.94%)	$644,000 (+4.49%) Land $374,900 Building $269,100	$630,507 (-5.46%)
2025	$6,582.00 (+2.75%)	$616,300 (+2.46%) Land $342,500 Building $273,800	$666,900
2024	$6,406.00 (+3.84%)	$601,500 (+9.78%) Land $333,300 Building $268,200
2023	$6,169.00	$547,900 Land $291,600 Building $256,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Norman Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1978–2011)
Claims Outside the SFHA	10 of 20
Most Recent Claim	Jul 2011
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Flooding, Apr 2004 · 2 claims Heavy Rains And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Norman Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Netafy.

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