20 Nipmuc Rd, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 20 Nipmuc Rd, Framingham, MA 01702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,832 sqft · built 1907
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$461,000 (Jul 2017)
Tax Bill$8,103 (2026)
Deeds & MortgagesAug 2024 Line of Credit
Apr 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN140-72-4001

Property Details

APN / Parcel Number

Primary APN140-72-4001
Alternative APNs
  • FRAM M:140 B:72 L:4001 U:000
  • M:137.0 B:0280 L:0188.0
  • F_677401_2922014
  • 3721

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,832 sqft Living Area
Gross Area3,826 sqft
1st Floor Area1,062 sqft
Basement Area1,026 sqft
Unfinished Basement1,026 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1966
Architectural StyleCape Cod
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3721
Street Address20 NIPMUC RD
CityFRAMINGHAM
StateMA
Zip01702-7228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeG
Legal Block72
Legal Lot Number4001
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group2
Census Block2006
Census Tract383200

Owner

20 Nipmuc Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20 NIPMUC RD, FRAMINGHAM, MA 01702-7228
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2024Deed of Trust, Mortgage · Line of Credit
CAMBRIDGE SAVINGS BANK
Apr 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Jul 14, 2017Quit Claim Deed, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2017 · Amount on File
Deed SaleJul 14, 2017 · Amount on File
Prior SaleAug 30, 2010 · Amount on File
Deed Book / Page69604 / 65
Transfer Doc0069604-65
Record UpdatedOct 29, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address20 NIPMUC RD, FRAMINGHAM, MA 01702-7228
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number083128-315
DateAug 15, 2024
Book Page83128/315
Instrument91477
Lender
NameCAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address20 NIPMUC RD, FRAMINGHAM, MA 01702-7228
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74545-178
DateApr 27, 2020
Book Page74545/178
Instrument61683
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2050

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRAMINGHAM MA
Recording DateJul 14, 2017
Property Address20 NIPMUC RD, FRAMINGHAM, MA 01702-7228
Document Number69604-65
Book / Page69604 / 65
Instrument110060
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50.73
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 NIPMUC RD, FRAMINGHAM, MA 01702-7228

Mortgage

Document Number696040070
DateJul 14, 2017
Instrument69604/0070
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueJul 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20 Nipmuc Rd was $8,103, up 4.9% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,103.00 (+4.85%)$684,970 (+5.84%) Land $291,970 Building $385,700$665,927 (-0.13%)
2025$7,728.00 (-5.87%)$647,200 (-1.78%) Land $264,600 Building $382,600$666,805 (+11.64%)
2024$8,210.00 (+4.88%)$658,900 (+10.18%) Land $235,300 Building $423,600$597,265
2023$7,828.00$598,000 Land $210,200 Building $387,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Nipmuc Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Nipmuc Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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