20 Nickerson Ln, Rome (Oakland), ME 04963 Property Records

Kennebec County and Rome Town property record for 20 Nickerson Ln, Rome, ME 04963

Property Summary

Property Type	Single Family Home
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Oct 2025)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jul 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`ROME M:27 L:042`

Property Details

APN / Parcel Number

Primary APN	`ROME M:27 L:042`
Alternative APN	`250`

Exterior

Architectural Style	Multi-Family
Lot Area	196,020 sqft (4.5 acres)

Location & Zoning

Account Number	250
Street Address	20 NICKERSON LN
City	ROME
State	ME
Zip	04963-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	42
Jurisdiction	ROME ME
Township / Civil Division	ROME
Census Block Group	1
Census Block	1018
Census Tract	15500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Rome Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 MCGINNIS RD, DEDHAM, ME 04429-4142
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jun 30, 2014	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK
Mar 5, 2009	Deed of Trust, Mortgage · FHA Mortgage METLIFE HOME LOANS
Oct 22, 2025	Warranty Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 24, 2007	Warranty Deed, Transfer · FHA Mortgage FIRST HORIZON HM LN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Oct 24, 2007 · Amount on Record
Deed Document Number	202523680
Deed Book / Page	15533 / 135
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	20 NICKERSON LN, ROME, ME 04963-3238
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018007755
Date	Apr 26, 2018
Book Page	12891/0193
Instrument	2018007755

Lender

Name	LOANDEPOT.COM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	20 NICKERSON LN, ROME, ME 04963-3238
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020631
Date	Jul 23, 2021
Book Page	14101/105
Instrument	2021020631

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	20 NICKERSON LN, ROME, ME 04963-3238
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013883
Date	Jun 30, 2014
Book Page	11726/0104
Instrument	000000013883

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 18, 2044

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	20 NICKERSON LN, ROME, ME 04963-3238
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005833
Date	Mar 5, 2009
Book Page	10001/0062
Instrument	000000005833

Lender

Name	METLIFE HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 5, 2036

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROME ME
Recording Date	Oct 22, 2025
Property Address	20 NICKERSON LN, ROME, ME 04963-3238
Document Number	2025023680
Book / Page	15533 / 135
Instrument Date	Oct 21, 2025
Instrument	2025023680
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 MCGINNIS RD, DEDHAM, ME 04429-4142

Mortgage

Document Number	2025023681
Date	Oct 22, 2025
Instrument	2025023681

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROME ME
Recording Date	Oct 24, 2007
Property Address	20 NICKERSON LN, ROME, ME 04963-3238
Document Number	0000030140
Book / Page	09541 / 0156
Instrument	000000030140
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030141
Date	Oct 24, 2007
Book Page	09541/0158
Instrument	000000030141

Lender

Name	FIRST HORIZON HM LN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 24, 2032

Tax Assessment & Valuation

Source: Kennebec County and Rome Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Rome Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,504.00 (-1.05%)	$238,700 (+95.5%) Land $65,500 Building $173,200
2024	$1,520.00 (+9.2%)	$122,100 (-) Land $31,100 Building $91,000
2022	$1,392.00	$122,100 Land $31,100 Building $91,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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