20 Nesmith St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 20 Nesmith St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,054 sqft · built 1900
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Last Sale$267,500 (Aug 2019)
Tax Bill$7,279 (2026)
Deeds & MortgagesMay 2023 Transfer
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM22275

Property Details

APN / Parcel Number

Primary APNM22275
Alternative APNs
  • LOWE M:199 B:4280 L:20
  • M:000199 T:M22275

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area3,054 sqft Living Area
Gross Area4,812 sqft
1st Floor Area1,236 sqft
Basement Area1,184 sqft
Unfinished Basement1,184 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberM22275
Street Address20 NESMITH ST
CityLOWELL
StateMA
Zip01852-2414
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTMF
Legal Block4280
Legal Lot Number20
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3006
Census Tract312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Washington Square Historic District (Boundary Increase)
listed 1999 · 4 contributing resources · NRIS 99001307

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address58 SHERBURNE AVE, TYNGSBORO, MA 01879-1571
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 4, 2023Quit Claim Deed, Transfer
Quitclaim
Aug 2, 2019Fiduciary Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2019 · Amount on Record
Deed SaleAug 2, 2019 · Amount on Record
Prior SaleAug 8, 1979 · Amount on Record
Deed Document Number201931946
Last Transfer DateMay 3, 2023
Transfer Doc0037814-28
Record UpdatedOct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 4, 2023
Property Address20 NESMITH ST, LOWELL, MA 01852-2414
Document Number0037814-28
Book / Page37814 / 28
Instrument DateMay 3, 2023
Instrument12371
Transaction TypeTransfer
Record UpdatedMay 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 SHERBURNE AVE, TYNGSBORO, MA 01879-1571

August 2019: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLOWELL MA
Recording DateAug 2, 2019
Property Address20 NESMITH ST, LOWELL, MA 01852-2414
Document Number33214-262
Book / Page33214 / 262
Instrument DateAug 1, 2019
Instrument31946
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 SHERBURNE AVE, TYNGSBORO, MA 01879-1571

Mortgage

Document Number31947
DateAug 2, 2019
Instrument31947
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,279.00 (+5.98%)$641,300 (+7.19%) Land $135,500 Building $505,800$659,347
2025$6,868.00 (+5.81%)$598,300 (+9.78%) Land $118,200 Building $480,100
2024$6,491.00 (+8.29%)$545,000 (+12.93%) Land $120,600 Building $424,400
2023$5,994.00$482,600 Land $101,000 Building $381,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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