20 NE Gregory Dr, Winston, OR 97496 Property Records

Douglas County property record for 20 NE Gregory Dr, Winston, OR 97496

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,276 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,000 (Mar 2022)
Tax Bill	$3,457 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-06W-21AC-00700`

Property Details

APN / Parcel Number

Primary APN	`28-06W-21AC-00700`
Alternative APNs	`65680.00` `R52896`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	1,276 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	1,276 sqft
Basement Area	612 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	65680.00
Street Address	20 NE GREGORY DR
City	WINSTON
State	OR
Zip	97496-7549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLA
Legal Description	SUKSDORF COOS JUNCT ORCH SUB, BLOCK 1, LOT 2, ACRES 0.15
Legal Subdivision	SUKSDORF COOS JUNCT ORCH SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	DOUGLAS OR
Township / Civil Division	TENMILE
Census Block Group	1
Census Block	1051
Census Tract	160002

Owner

Source: Douglas County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2114, WINSTON, OR 97496-2114
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 31, 2022	Warranty Deed, Transfer · FHA Mortgage PREMIER MORTGAGE RESOURCES LLC
Jul 26, 2018	Re-recorded Document · FHA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	20226438
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Recording Date	Apr 21, 2026
Property Address	20 NE GREGORY DR, WINSTON, OR 97496-7549
Document Number	0000004353
Instrument Date	Mar 17, 2026
Instrument	20264353
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004353,
Date	Apr 21, 2026
Instrument	20264353

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Apr 1, 2052

Interest

Rate	6.01%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Mar 31, 2022
Property Address	20 NE GREGORY DR, WINSTON, OR 97496-7549
Document Number	0000006438
Instrument Date	Feb 16, 2022
Instrument	2022-006438
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 2114, WINSTON, OR 97496-2114

Mortgage

Document Number	0000006439
Date	Mar 31, 2022
Instrument	2022-006439

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2018: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DOUGLAS OR
Recording Date	Jul 26, 2018
Property Address	20 NE GREGORY DR, WINSTON, OR 97496-7549
Document Number	0000012362
Instrument Date	Jul 25, 2018
Instrument	2018-012362
Record Updated	Mar 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1472, WINSTON, OR 97496-1472

Mortgage

Document Number	0000012363
Date	Jul 26, 2018
Instrument	2018-012363

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Municipality	Winston City
Unified School District	Winston-Dillard School District 116 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,457.00 (+21.26%)	$135,677 (+3%)	$247,953 (+4.08%) Land $91,800 Building $156,153
2024	$2,851.00 (+33.91%)	$131,726 (+3%)	$238,235 (+0.87%) Land $88,200 Building $150,035
2023	$2,129.00 (+3.1%)	$127,890 (+6.09%)	$236,175 (+34.75%) Land $95,850 Building $140,325
2022	$2,065.00	$120,550	$175,269 Land $71,100 Building $104,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTON-DILLARD WATER DISTRICT serves 8,300 people · EPA ID OR4100957
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
DFN Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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