Franklin County property record for 20 Nature's Own Rd, Ferrum, VA 24088
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2001 |
| Lot Size | 1.61 acres (70,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Mar 2024) |
| Tax Bill | $725 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080 00-068 01 |
| Primary APN | 080 00-068 01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 70,219 sqft (1.61 acres) |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 24983 |
|---|---|
| Street Address | 20 NATURES OWN RD |
| City | FERRUM |
| State | VA |
| Zip | 24088-5000 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | NZ |
| Legal Description | RT 748 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20600 |
20 Nature's Own Rd, a mobile home, is owned and occupied by two individuals who bought it in March 2024.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 NATURES OWN RD, FERRUM, VA 24088-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 4, 2024 | Bargain and Sale Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 17, 2021 | Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2024 · Amount on File |
| Deed Sale | Mar 4, 2024 · Amount on File |
| Prior Sale | May 17, 2021 · Amount on File |
| Deed Document Number | 20241187 |
| Deed Book / Page | 1210 / 40 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 20 NATURES OWN RD, FERRUM, VA 24088-5000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20 NATURES OWN RD, FERRUM, VA 24088-5000 |
| Document Number | 0012342078 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 1234/2078 |
| Instrument | 250006072 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Mar 4, 2024 |
| Property Address | 20 NATURES OWN RD, FERRUM, VA 24088-5000 |
| Document Number | 0012100040 |
| Book / Page | 1210 / 40 |
| Map Reference | MB 686 PG 1291 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 240001187 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 NATURES OWN RD, FERRUM, VA 24088-5000 |
| Document Number | 0240001188 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 240001188 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | May 17, 2021 |
| Property Address | 20 NATURES OWN RD, FERRUM, VA 24088-5000 |
| Document Number | 0011623065 |
| Book / Page | 1162 / 3065 |
| Map Reference | MB 686 PG 1291 |
| Instrument Date | May 5, 2021 |
| Instrument | 210004613 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 NATURES OWN RD, FERRUM, VA 24088-5000 |
| Document Number | 210004614 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 210004614 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 20 Nature's Own Rd was $725.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $725.00 | $168,700 Land $22,500 Building $146,200 | $168,700 Land $22,500 Building $146,200 |
| 2023 | $526.00 | $86,300 (-) Land $17,500 Building $68,800 | $86,300 (-) Land $17,500 Building $68,800 |
| 2022 | $86,300 Land $17,500 Building $68,800 | $86,300 Land $17,500 Building $68,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Nature's Own Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Nature's Own Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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