20 Naromake Ave, Norwalk, CT 06854 Property Records

Norwalk City property record for 20 Naromake Ave, Norwalk, CT 06854

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,679 sqft · built 1922
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$856,000 (Dec 2021)
Tax Bill	$15,548 (2026)
Deeds & Mortgages	May 2025 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`D:5 B:85A L:22`

Property Details

APN / Parcel Number

Primary APN	`D:5 B:85A L:22`
Alternative APNs	`NORW M:5 B:85A L:22` `NWLK M:5 B:85A L:22` `26099`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,679 sqft Living Area
Gross Area	3,373 sqft
1st Floor Area	1,117 sqft
Basement Area	480 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	26099
Street Address	20 NAROMAKE AVE
City	NORWALK
State	CT
Zip	06854-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	85A
Legal Lot Number	22
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1009
Census Tract	44400

Owner

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 NAROMAKE AVE, NORWALK, CT 06854-4707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Dec 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Jun 2, 2000 · Amount on Record
Deed Document Number	20212021016726
Deed Book / Page	9389 / 57
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	20 NAROMAKE AVE, NORWALK, CT 06854-4707
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009866-119
Date	May 16, 2025
Book Page	9866/119
Instrument	2025003865

Lender

Name	UPSTART MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Dec 14, 2021
Property Address	20 NAROMAKE AVE, NORWALK, CT 06854-4707
Document Number	0009389-57
Book / Page	9389 / 57
Instrument Date	Dec 13, 2021
Instrument	2021016726
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	2021016727
Date	Dec 14, 2021
Instrument	2021016727

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,548.00 (+1.38%)	$640,500 (-) Land $158,990 Building $481,510	$1,548,092 (+245.29%)
2025	$15,337.00	$640,500 (+30.05%) Land $158,990 Building $481,510	$448,350 Land $111,293 Building $337,057
2024	$15,337.00 (+23.77%)
2023	$12,392.00 (+1.9%)	$492,520 (+%) Land $136,020 Building $356,500
2022	$12,161.00	$492,500 Land $136,000 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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