20 N Star Loop, Holiday Island (Eureka Springs), AR 72631 Property Records

Carroll County property record for 20 N Star Loop, Holiday Island, AR 72631

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,616 sqft · built 1997
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Apr 2008)
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320-01012-000`

Property Details

APN / Parcel Number

Primary APN	`320-01012-000`
Alternative APNs	`86289.0` `12651`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Flooring	Carpet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	1,088 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	624 sqft
Patio Area	160 sqft
Utility Building	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20 N STAR LOOP
City	HOLIDAY ISLAND
State	AR
Zip	72631-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT:3-3-11 .414 AC
Legal Range	26
Legal Township	21
Legal Section	10
Legal Subdivision	UNIT 3 HOLIDAY ISLAND
Legal Block	3
Legal Lot Number	11
Jurisdiction	CARROLL AR
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2026
Census Tract	950202

Owner

Source: Carroll County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 N STAR LOOP, HOLIDAY ISLAND, AR 72631-4305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Nov 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK OF SOUTHWEST MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2008 · Amount on Record
Deed Sale	Apr 29, 2008 · Amount on Record
Prior Sale	Sep 2, 1997 · Amount on Record
Deed Book / Page	180 / 416
Transfer Doc	178/231
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL AR
Recording Date	Dec 20, 2021
Property Address	20 N STAR LOOP, HOLIDAY ISLAND, AR 72631-4305
Document Number	02021/5969
Book / Page	2021 / 5969
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NATURAL STATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 N STAR LOOP, 20, HOLIDAY ISLAND, AR 72631-4305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 W 21ST ST, GALENA, KS 66739-5293

Mortgage

Document Number	0202113277
Date	Dec 20, 2021
Instrument	2021/13277

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	20 N STAR LOOP, HOLIDAY ISLAND, AR 72631-4305
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MWEST2018/7129
Date	Nov 6, 2018
Book Page	MWEST2018/7129

Lender

Name	SECURITY BANK OF SOUTHWEST MISSOURI
Type	Bank
Address	CASSVILLE, MO 65625

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 21, 2023

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Carroll County
Municipality	Holiday Island City
Unified School District	Eureka Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,870 (-) Land $1,700 Building $51,170	$264,350 (-) Land $8,500 Building $255,850
2025	$1,379.00 (-2.54%) Homeowner's exemption	$52,870 (+38.19%) Land $1,700 Building $51,170	$264,350 (+38.19%) Land $8,500 Building $255,850
2023	$1,415.00 Homeowner's exemption	$38,260 Land $1,600 Building $36,660	$191,300 Land $8,000 Building $183,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLIDAY ISLAND WATERWORKS serves 2,446 people · EPA ID AR0000078
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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