20 N Mossrock Rd, Spring, TX 77380 Property Records

Montgomery County property record for 20 N Mossrock Rd, Spring, TX 77380

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,391 sqft · built 1984
Lot Size	0.286 acres (12,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,200 (May 2025)
Deeds & Mortgages	May 2025 Mortgage Apr 2022 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9728-47-00500`

Property Details

APN / Parcel Number

Primary APN	`9728-47-00500`
Alternative APN	`R199018`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,391 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,202 sqft
2nd Floor Area	1,189 sqft
Upper Floors Area	2 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,447 sqft (0.286 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	256 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 N MOSSROCK RD
City	SPRING
State	TX
Zip	77380-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VIL GROGANS ML47, BLOCK 1, LOT 5
Legal Subdivision	WDLNDS VIL GROGANS ML 47
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	691602

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 N MOSSROCK RD, SPRING, TX 77380-1846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Vendor's Lien, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Apr 22, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 23, 2020	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Oct 25, 2018	Warranty Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Oct 25, 2018
Deed Document Number	202547126
Prior Transfer Date	Apr 2, 2009
Prior Transfer Doc	0000027485
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	May 14, 2025
Property Address	20 N MOSSROCK RD, SPRING, TX 77380-1846
Document Number	0000047126
Map Reference	CAB D SH 88B
Instrument Date	May 12, 2025
Instrument	2025047126
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 N MOSSROCK RD, SHENANDOAH, TX 77380-1846

Mortgage

Document Number	0000047127
Date	May 14, 2025
Instrument	2025047127

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	20 N MOSSROCK RD, SPRING, TX 77380-1846
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 N MOSSROCK RD, SPRING, TX 77380-1846

Mortgage

Document Number	0000051169
Date	Apr 22, 2022
Instrument	2022051169

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	GENEVA, IL 60134

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	941 Months
Due	Sep 14, 2100

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	20 N MOSSROCK RD, SPRING, TX 77380-1846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061740
Date	Jun 23, 2020
Instrument	2020061740

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	20 N MOSSROCK RD, SPRING, TX 77380-1846
Document Number	0000061741
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20 N MOSSROCK RD SPRING TX 773801846, SPRING, TX 77380-1846

Mortgage

Document Number	0000061741
Date	Jun 23, 2020
Instrument	61741

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.55%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 25, 2018
Property Address	20 N MOSSROCK RD, SPRING, TX 77380-1846
Document Number	0000103457
Instrument Date	Oct 24, 2018
Instrument	103457
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20 N MOSSROCK RD THE WOODLANDS TX 773801846, THE WOODLANDS, TX 77380-1846

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,698 (+17.28%) Land $60,000 Building $478,698	$538,698 (+8.95%) Land $60,000 Building $478,698
2025		$459,316 (+21%) Land $60,000 Building $434,436	$494,436 (+16.8%) Land $60,000 Building $434,436
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$379,600 Land $60,000 Building $363,330	$423,330 Land $60,000 Building $363,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	74 (1978–2026)
Claims Outside the SFHA	43 of 74
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2016 · 7 claims Flooding 10/18/98, Oct 1998 · 4 claims Severe Storms, Tornadoes & Flooding, May 1989 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 36 serves 5,235 people · EPA ID TX1700139
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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