Worcester County property record for 20 N Main St, Berlin, MD 21811
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,316 sqft · built 1900 |
| Lot Size | 0.057 acres (2,470 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,468 (2026) |
| Deeds & Mortgages | Oct 2023 Transfer Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-026639 |
| Primary APN | 03-026639 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,316 sqft Total Area |
| 1st Floor Area | 4,316 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 2,470 sqft (0.057 acres) |
| Lot Dimensions | 95 ft deep x 26 ft wide |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 026639 |
|---|---|
| Street Address | 20 N MAIN ST |
| City | BERLIN |
| State | MD |
| Zip | 21811-1029 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B-1 |
| Legal Description | 26 X 95 W SIDE 2O MAIN STREET BERLIN |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 951000 |
20 N Main St, a commercial property, is owned by two individuals who acquired it in June 2023.
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8166 WHITON RD, SNOW HILL, MD 21863-3148 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Intrafamily Transfer, Transfer |
| Feb 26, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 1, 2023 |
| Transfer Doc | 0086500001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Oct 6, 2023 |
| Property Address | 20 N MAIN ST, BERLIN, MD 21811-1029 |
| Document Number | 0086500001 |
| Book / Page | 8650 / 1 |
| Instrument Date | Jun 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 26, 2021 |
| Property Address | 20 N MAIN ST, BERLIN, MD 21811-1029 |
| Document Number | 0079480323 |
| Book / Page | 7948 / 323 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8166 WHITON RD, SNOW HILL, MD 21863-3148 |
The 2026 property tax bill for 20 N Main St was $6,468, up 4.5% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,468.00 (+4.46%) | $370,367 (+4.45%) | $401,900 (+13.34%) Land $245,000 Building $156,900 |
| 2025 | $6,192.00 | $354,600 Land $190,000 Building $164,600 | $354,600 Land $190,000 Building $164,600 |
| 2023 | $6,213.00 | $348,200 | $354,600 Land $190,000 Building $164,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 N Main St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 individual policies |
| Nearby Flood Policies | 27 units insured incl. 3 condo units |
| Nearby Flood Claims | 13 (1992–2020) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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