20 N Hoadley St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 20 N Hoadley St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,212 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$218,500 (Aug 2018)
Tax Bill	$8,560 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:59-98.5W37-B`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:59-98.5W37-B`
Alternative APNs	`NAUG M:071 L:2701` `AK11 98.5W37 B` `071-2701` `71-2701`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	1,212 sqft
Basement Area	1,148 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	71-2701
Street Address	20 N HOADLEY ST
City	NAUGATUCK
State	CT
Zip	06770-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	2701
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2006
Census Tract	345400

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 N HOADLEY ST, NAUGATUCK, CT 06770-2502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 25, 2025	Deed of Trust, Mortgage · Line of Credit LENDING FORCE LLC
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW COMMUNITY CAPITAL LLC
Aug 2, 2018	Warranty Deed, Subdivision Related Transfer HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Deed Book / Page	1014 / 753
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	20 N HOADLEY ST, NAUGATUCK, CT 06770-2502
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001177-887
Date	Mar 11, 2026
Book Page	1177/887
Instrument	2026-750

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Reverse Mortgage Lender

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	20 N HOADLEY ST, NAUGATUCK, CT 06770-2502
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001161-842
Date	Jun 25, 2025
Book Page	1161/842
Instrument	2025-1922

Lender

Name	LENDING FORCE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	20 N HOADLEY ST, NAUGATUCK, CT 06770-2502
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001110-351
Date	Oct 3, 2022
Book Page	1110/351
Instrument	2022-3532

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 2, 2018
Property Address	20 N HOADLEY ST, NAUGATUCK, CT 06770-2502
Document Number	1014-753
Book / Page	1014 / 753
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10140755
Date	Aug 2, 2018
Instrument	01014/0755

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,560.00 (+1.63%)	$211,680 (-) Land $25,200 Building $186,480	$380,421 (+156.74%)
2025	$8,423.00	$211,680 (-) Land $25,200 Building $186,480	$148,176 Land $17,640 Building $130,536
2024	$8,423.00 (-11.08%)
2023	$9,473.00 (+25.54%)	$211,680 (+33.94%) Land $25,200 Building $186,480
2022	$7,546.00	$158,040 Land $26,800 Building $131,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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