20 N Eagle St, Naperville, IL 60540 Property Records

DuPage County property record for 20 N Eagle St, Naperville, IL 60540 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,063 sqft · built 2013
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$1,255,000 (Aug 2014)
Tax Bill	$31,982 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-13-409-014`

Property Details

APN / Parcel Number

Primary APN	`07-13-409-014`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,063 sqft Living Area
Gross Area	5,489 sqft
1st Floor Area	1,714 sqft
2nd Floor Area	2,079 sqft
Basement Area	1,696 sqft
Finished Basement	1,270 sqft
Unfinished Basement	426 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	13.2 ft deep x 6.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	20 N EAGLE ST
City	NAPERVILLE
State	IL
Zip	60540-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LENAHAN EAGLE STREET SUB ALL
Legal Subdivision	LENAHAN EAGLE STREET SUB
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1022
Census Tract	846504

Owner

Source: DuPage County records · APN 07-13-409-014

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 N EAGLE ST, NAPERVILLE, IL 60540-4417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2014 · Amount on Record
Deed Sale	Aug 12, 2014 · Amount on Record
Prior Sale	Jul 18, 2013 · Amount on Record
Deed Document Number	201472043
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 14, 2018
Property Address	20 N EAGLE ST, NAPERVILLE, IL 60540-4417
Document Number	0000106328
Map Reference	DOCR2014-062749
Instrument Date	Jul 12, 2018
Instrument	R2018-106328
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 N EAGLE ST, NAPERVILLE, IL 60540-4417

Mortgage

Document Number	0000106329
Date	Nov 14, 2018
Instrument	R2018-106329

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 01, 2023
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,982.00 (+13.72%)	$556,519 (+26.12%) Land $137,967 Building $418,552	$1,669,557 (+26.12%) Land $413,901 Building $1,255,656
2022	$28,123.00 Homeowner's exemption	$441,260 Land $108,550 Building $332,710	$1,323,780 Land $325,650 Building $998,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438465041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	8 (1979–1996)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 1996, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Jul 1996), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Naperville Historic District listed 1977 · 1,039 contributing resources · NRIS 77001516

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.