20 N Camelot Dr, Troy, MO 63379 Property Records

Lincoln County property record for 20 N Camelot Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 2001
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-003-002-050.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-003-002-050.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Basement Area	1,464 sqft
Unfinished Basement	1,464 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,716 sqft (0.246 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20 N CAMELOT DR
City	TROY
State	MO
Zip	63379-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 THE LEGENDS ESTATES PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	THE LEGENDS
Legal Lot Number	50
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2012
Census Tract	810305

Owner

20 N Camelot Dr is owned and occupied by two individuals.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 N CAMELOT DR, TROY, MO 63379-2334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 N CAMELOT DR, TROY, MO 63379-2334
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 N CAMELOT DR, TROY, MO 63379-2334

Mortgage

Document Number	002513/343
Date	Aug 27, 2025
Book Page	2513/343
Instrument	2025006876

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 N CAMELOT DR, TROY, MO 63379-2334
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 N CAMELOT DR, TROY, MO 63379-2334

Mortgage

Document Number	00002487/2
Date	Jan 9, 2023
Book Page	2487/2
Instrument	2023000132

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Mar 28, 2022
Property Address	20 N CAMELOT DR, TROY, MO 63379-2334
Document Number	002477/491
Book / Page	2477 / 491
Map Reference	MB 13 PG 33
Instrument Date	Mar 21, 2022
Instrument	2022003221
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 N CAMELOT DR, TROY, MO 63379-2334

Mortgage

Document Number	2022003222
Date	Mar 28, 2022
Instrument	2022003222

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20 N Camelot Dr was $2,129.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,896 (-) Land $4,619 Building $29,277
2025	$2,129.00	$33,896 Land $4,619 Building $29,277	$178,400 Land $24,310 Building $154,090
2023	$1,979.00 (+4.76%)	$31,120 Land $3,823 Building $27,297	$163,790 Land $20,120 Building $143,670
2022	$1,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 N Camelot Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 N Camelot Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Systec Wireless Communications, Wisper ISP.

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