Albany County and Guilderland Town property record for 20 N Bridge Dr, Albany, NY 12203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,377 sqft · built 1926 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,306 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 63.12-1-9 |
| Primary APN | 013089 63.12-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,377 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Upper Floors Area | 459 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06301200010090000000 |
|---|---|
| Street Address | 20 N BRIDGE DR |
| City | ALBANY |
| State | NY |
| Zip | 12203-5758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOTS 1218-1221 1248-1251 THT 20 BRIDGE ST |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 14609 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 N BRIDGE DR, ALBANY, NY 12203-5758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Sep 19, 2019 | Loan Modification, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 20 N BRIDGE DR, ALBANY, NY 12203-5758 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000323 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | R2025-20323 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 9, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 20 N BRIDGE DR, ALBANY, NY 12203-5758 |
| Document Number | 0000020287 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 N BRIDGE DR ALBANY NY 122035758, ALBANY, NY 12203-5758 |
| Document Number | 0000020287 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 20287 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 25, 2034 |
| Rate | 3.5% |
|---|
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,306.00 (+14.48%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $4,635.00 (+16.66%) Homeowner's exemption Veteran's exemption | $181,000 (-) Land $36,000 Building $145,000 | $241,333 (+13.33%) Land $48,000 Building $193,333 |
| 2023 | $181,000 (-) Land $36,000 Building $145,000 | $212,941 (+7.06%) Land $42,353 Building $170,588 | |
| 2022 | $181,000 Land $36,000 Building $145,000 | $198,901 Land $39,560 Building $159,341 | |
| 2021 | $3,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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