20 N Blackjack Rd, Winthrop, WA 98862 Property Records

Okanogan County property record for 20 N Blackjack Rd, Winthrop, WA 98862

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,004 sqft · built 1997
Lot Size	4.01 acres (175,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$566,730 (Dec 2023)
Tax Bill	$4,923 (2026)
Deeds & Mortgages	Aug 2009 Mortgage Aug 2024 Mortgage + 3 more
APN	`7490020001`

Property Details

APN / Parcel Number

Primary APN	`7490020001`
Alternative APN	`878248`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,284 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	175,111 sqft
Garage Type	Detached
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	20 BLACKJACK RD
City	WINTHROP
State	WA
Zip	98862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX 1 LOT 2 & 3 SUN MTN PINE FOREST AREA #1
Legal Range	21
Legal Township	34
Legal Section	20
Legal Subdivision	SUN MTN PINE FOREST AREA #1
Legal Lot Number	2,3
Jurisdiction	OKANOGAN WA
Township / Civil Division	METHOW VALLEY
Census Block Group	2
Census Block	2076
Census Tract	970900

Owner

Source: Okanogan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4971 PURDUE AVE NE, SEATTLE, WA 98105-2145
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2009	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Aug 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 19, 2015	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Feb 20, 2013	Deed of Trust, Mortgage SCHOOL EMPLOYEES CU OF WASHINGTON
Dec 14, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Deed Document Number	20233275640
Record Updated	Sep 20, 2026

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	20 BLACKJACK RD, WINTHROP, WA 98862
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003147149
Date	Aug 3, 2009
Instrument	3147149

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2039

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	20 BLACKJACK RD, WINTHROP, WA 98862
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4971 PURDUE AVE NE, SEATTLE, WA 98105-2145

Mortgage

Document Number	0003279696
Date	Aug 5, 2024
Instrument	3279696

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.5%
Index	Other
Max Rate	12.5%

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	20 BLACKJACK RD, WINTHROP, WA 98862
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003202245
Date	Aug 19, 2015
Instrument	3202245

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2030

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	20 BLACKJACK RD, WINTHROP, WA 98862
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003179863
Date	Feb 20, 2013
Instrument	3179863

Lender

Name	SCHOOL EMPLOYEES CU OF WASHINGTON
Type	Credit Union
Address	SEATTLE, WA 98109

Agreement

Amount	Amount Recorded

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Dec 14, 2023
Property Address	20 BLACKJACK RD, WINTHROP, WA 98862
Document Number	0003275640
Map Reference	VOL H PG 21-23
Instrument Date	Dec 11, 2023
Instrument	3275640
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,730.97
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4971 PURDUE AVE NE, SEATTLE, WA 98105-2145

Mortgage

Document Number	0003275641
Date	Dec 14, 2023
Instrument	3275641

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.5%
Index	SOFR Average 30-Day
Max Rate	12.5%

Tax Assessment & Valuation

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Unified School District	Methow Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,923.00	$627,700 (+11.77%) Land $176,200 Building $451,500	$627,700 (+11.77%) Land $176,200 Building $451,500
2023		$561,600 (+22.78%) Land $110,100 Building $451,500	$561,600 (+22.78%) Land $110,100 Building $451,500
2022		$457,400 Land $110,100 Building $347,300	$457,400 Land $110,100 Building $347,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (2006–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.2% of the US · above 89% of Washington
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE FOREST WATER SYSTEM private · serves 90 people · EPA ID WA5367393
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Methownet Fixed Wireless	25 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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