20 N 700 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 20 N 700 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 2,524 sqft · built 1914
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Dec 1998)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-040-0004`

Property Details

APN / Parcel Number

Primary APN	`07-040-0004`
Alternative APN	`008171`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,524 sqft Living Area
Gross Area	3,056 sqft
1st Floor Area	1,810 sqft
Basement Area	532 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached
Garage Area	1,170 sqft
Parking Spaces	7 Parking Spaces
Porch	Raised Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	008171
Street Address	20 N 700 E
City	SPANISH FORK
State	UT
Zip	84660-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 6 RODS N OF SW COR OF BLK 40, PLAT A, SPANISH FORK CITY SURVEY; N 6 RODS; E 8 RODS; S 6 RODS; W 8 RODS TO BEG.
Legal Block	40
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1031
Census Tract	3204

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 N 700 E, SPANISH FORK, UT 84660-1918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 28, 2020	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1998 · Amount on Record
Deed Sale	Dec 1, 1998 · Amount on Record
Deed Document Number	1998123850
Deed Book / Page	4879 / 530
Prior Transfer Date	Nov 25, 1998
Prior Transfer Doc	0048790530
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	20 N 700 E, SPANISH FORK, UT 84660-1918
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072068
Date	Sep 19, 2025
Instrument	72068:2025

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	20 N 700 E, SPANISH FORK, UT 84660-1918
Document Number	0000073842
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 N 700 E SPANISH FORK UT 846601918, SPANISH FORK, UT 84660-1918

Mortgage

Document Number	0000073842
Date	Jun 1, 2020
Instrument	73842

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 31, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,460 (-1.75%)	$477,200 (-1.75%) Land $158,800 Building $318,400
2025	$2,573.00 (+13.75%)	$267,135 (+16.39%)	$485,700 (+16.39%) Land $158,800 Building $326,900
2024	$2,262.00 (+1.71%)
2023	$2,224.00 (+3.93%)	$229,515	$417,300 Land $151,000 Building $266,300
2022	$2,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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