20 Muzzy St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 20 Muzzy St, Chicopee, MA 01020

Property Summary

Property Type	Triplex
Details	5 bd · 4.5 ba · 2,554 sqft · built 1920
Lot Size	0.185 acres (8,043 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2005)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-00065`

Property Details

APN / Parcel Number

Primary APN	`126-00065`
Alternative APN	`CHIC M:0126 P:00065`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,554 sqft Living Area
Gross Area	4,761 sqft
1st Floor Area	1,712 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,043 sqft (0.185 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	126-00065
Street Address	20 MUZZY ST
City	CHICOPEE
State	MA
Zip	01020-3415
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3002
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 MUZZY ST, CHICOPEE, MA 01020-3415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 13, 2020	Warranty Deed, Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2005 · Amount on Record
Deed Sale	Jun 28, 2005 · Amount on Record
Deed Document Number	2005104816
Deed Book / Page	15124 / 496
Last Transfer Date	Apr 8, 2020
Transfer Doc	23167-179
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	20 MUZZY ST, CHICOPEE, MA 01020-3415
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025052-146
Date	Jun 23, 2023
Book Page	25052/146
Instrument	28648

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 13, 2020
Property Address	20 MUZZY ST, CHICOPEE, MA 01020-3415
Document Number	23167-179
Book / Page	23167 / 179
Instrument Date	Apr 8, 2020
Instrument	18943
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MUZZY ST # 22, 22, CHICOPEE, MA 01020-3415

Mortgage

Document Number	23167-183
Date	Apr 13, 2020
Book Page	23167/183
Instrument	18944

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,120.00 (+7.72%)	$337,700 (+4.88%) Land $82,000 Building $255,700
2024	$4,753.00 (+8.02%)	$322,000 (+10.88%) Land $80,400 Building $241,600
2023	$4,400.00	$290,400 Land $73,100 Building $217,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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