20 Mountain Way, Covington, GA 30016 Property Records

Newton County property record for 20 Mountain Way, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,371 sqft · built 1999
Lot Size0.669 acres (29,185 sqft)
OwnerIndividual Name on Record
Tax Bill$2,495 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0047C-00000-186-000

Property Details

APN / Parcel Number

Primary APN0047C-00000-186-000
Alternative APNs
  • 0047C 186
  • 21714

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,371 sqft Heated Area
1st Floor Area1,371 sqft
FlooringOther
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,185 sqft (0.669 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area171 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number21714
Old Parcel Number0047C 186
Street Address20 MOUNTAIN WAY
CityCOVINGTON
StateGA
Zip30016-7193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 277 MOUNTAINVIEW EST U
Legal SubdivisionMOUNTAINVIEW ESTATES
Legal Lot Number277
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group1
Census Block1019
Census Tract100600

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3313 WESTBOROUGH LN, CONYERS, GA 30094-8400
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · Commercial Mortgage
BANK OZK
Sep 23, 2024Deed of Trust, Mortgage · Conventional Mortgage
BANK OZK
Jan 8, 2020Loan Modification, Mortgage · Conventional Mortgage
BANK OZK
Feb 14, 2019Loan Modification, Mortgage · Conventional Mortgage
BANK OZK
Dec 13, 2017Trustee's Deed, Construction Loan · Line of Credit
BANK OF THE OZARKS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2014
Deed SaleDec 16, 2014
Prior SaleDec 16, 2014
Deed Document Number2014-003996
Deed Book / Page2968 / 183
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 MOUNTAIN WAY, COVINGTON, GA 30016-7193
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MOUNTAIN WAY, COVINGTON, GA 30016-7193

Mortgage

Document Number0042130000000203
DateJun 16, 2021
Book Page0000004213/0000000203
Instrument011300
Lender
NameBANK OZK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueJan 1, 2024

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 MOUNTAIN WAY, COVINGTON, GA 30016-7193
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MOUNTAIN WAY, COVINGTON, GA 30016-7193

Mortgage

Document Number0046570000000753
DateSep 23, 2024
Book Page0000004657/0000000753
Lender
NameBANK OZK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJan 1, 2026

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEWTON GA
Property Address20 MOUNTAIN WAY, COVINGTON, GA 30016-7193
Document Number0039460176
Instrument DateJan 8, 2020
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3313 WESTBOROUGH LN CONYERS GA 300948400, CONYERS, GA 30094-8400

Mortgage

Document Number0039460176
DateJan 8, 2020
Book Page003946/000176
Instrument277
Lender
NameBANK OZK
AddressCONYERS, GA 30094
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJan 7, 2021

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEWTON GA
Property Address20 MOUNTAIN WAY, COVINGTON, GA 30016-7193
Document Number0039150485
Instrument DateFeb 14, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3313 WESTBOROUGH LN CONYERS GA 300948400, CONYERS, GA 30094-8400

Mortgage

Document Number0039150485
DateOct 31, 2019
Book Page003915/000485
Instrument14213
Lender
NameBANK OZK
AddressCONYERS, GA 30094
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueOct 30, 2020

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionNEWTON GA
Recording DateDec 13, 2017
Property Address20 MOUNTAIN WAY, COVINGTON, GA 30016-7193
Document Number0036420617
Book / Page003642 / 000617
Instrument DateDec 12, 2017
Instrument14005
Transaction TypeConstruction Loan
Record UpdatedJan 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3313 WESTBOUROUGH LN CONYERS GA 300948400, CONYERS, GA 30094-8400

Mortgage

Document Number36420617
DateDec 13, 2017
Book Page003642/000617
Instrument14005
Lender
NameBANK OF THE OZARKS
TypeBank
AddressCONYERS, GA 30094
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueDec 12, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,495.00 (-0.87%)$97,880 (+0.87%) Land $16,000 Building $81,880$244,700 (+0.87%) Land $40,000 Building $204,700
2024$2,517.00 (+16.8%)$97,040 (+9.62%) Land $16,000 Building $81,040$242,600 (+9.62%) Land $40,000 Building $202,600
2023$88,520 Land $8,000 Building $80,520$221,300 Land $20,000 Building $201,300
2022$2,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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