Washington County and White Creek Town property record for 20 Mountain View Dr, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,140 sqft · built 1970 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,500 (Nov 2019) |
| Tax Bill | $4,284 (2026) |
| Deeds & Mortgages | Sep 2023 Sale Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 535001 264.5-2-20 |
| Primary APN | 535001 264.5-2-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 98 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 961A100258 |
|---|---|
| Street Address | 20 MOUNTAIN VIEW DR |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 92000 |
20 Mountain View Dr is owned and occupied by an individual who bought it in November 2019.
Source: Washington County and White Creek Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 MOUNTAIN VIEW DR, CAMBRIDGE, NY 12816-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2023 | Warranty Deed, Transfer |
| Nov 5, 2019 | Grant Deed, Transfer · Conventional with PMI HOMESTEAD FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on File |
| Deed Sale | Nov 5, 2019 · Amount on File |
| Prior Sale | Nov 8, 2004 · Amount on File |
| Deed Document Number | 2019129692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Sep 14, 2023 |
| Property Address | 20 MOUNTAIN VIEW DR, CAMBRIDGE, NY 12816-2607 |
| Document Number | 0000000013 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023-4013 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 SPRING ST, CAMBRIDGE, NY 12816-1236 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Nov 5, 2019 |
| Property Address | 20 MOUNTAIN VIEW DR, CAMBRIDGE, NY 12816-2607 |
| Document Number | 0000129692 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 129692 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $474.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 E MAIN ST CAMBRIDGE NY 128161270, CAMBRIDGE, NY 12816-1270 |
| Document Number | 129693 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 129693 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2049 |
The 2026 property tax bill for 20 Mountain View Dr was $4,284, up 4.7% from the year before.
Source: Washington County and White Creek Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,284.00 (+4.69%) | ||
| 2025 | $4,092.00 | $129,000 Land $17,400 Building $111,600 | $155,422 Land $20,964 Building $134,458 |
| 2023 | $129,000 (-) Land $17,400 Building $111,600 | $131,633 (+2.04%) Land $17,755 Building $113,878 | |
| 2022 | $129,000 Land $17,400 Building $111,600 | $129,000 Land $17,400 Building $111,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Mountain View Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2008) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Mountain View Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER WORKS private · serves 3,000 people · EPA ID NY5700117 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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