20 Mountain St, Vinalhaven, ME 04863 Property Records

Knox County and Vinalhaven Town property record for 20 Mountain St, Vinalhaven, ME 04863

Property Summary

Property TypeSingle Family Home
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on Record
Tax Bill$842 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNVINA M:022 L:086

Property Details

APN / Parcel Number

Primary APNVINA M:022 L:086

Exterior

Architectural StyleMulti-Family
Lot Area3,049 sqft (0.07 acres)

Location & Zoning

Street Address20 MOUNTAIN ST
CityVINALHAVEN
StateME
Zip04863-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number86
JurisdictionVINALHAVEN ME
Township / Civil DivisionVINALHAVEN
Census Block Group1
Census Block1040
Census Tract971100

Owner

Source: Knox County and Vinalhaven Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 SPORTSMANS WAY, VINALHAVEN, ME 04863-3145
Owner TypeIndividual
VestingEstate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVINALHAVEN ME
Property Address20 MOUNTAIN ST, VINALHAVEN, ME 04863-3817
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051480177
DateMar 20, 2017
Book Page05148/0177
Instrument000000002217
Lender
NameCAMDEN NATIONAL BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMar 20, 2037
Interest
Rate TypeAdjustable Rate
Rate4.88%
Type Change DateApr 1, 2022

Tax Assessment & Valuation

Source: Knox County and Vinalhaven Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKnox County
County SubdivisionVinalhaven Town
Unified School DistrictSchool Administrative District 08 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$842.00 (+3.95%)$62,800 (-) Land $32,300 Building $30,500
2024$810.00 (+4.92%)$62,800 (-) Land $32,300 Building $30,500
2023$772.00$62,800 Land $32,300 Building $30,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVINALHAVEN WATER DISTRICT
serves 1,053 people · EPA ID ME0091550
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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