20 Mountain Ln, Covington, GA 30016 Property Records

Newton County property record for 20 Mountain Ln, Covington, GA 30016 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,577 sqft · built 1999
Lot Size0.76 acres (33,106 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Oct 2024)
Tax Bill$1,658 (2025)
Deeds & MortgagesNov 2019 Mortgage
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0047C-00000-027-000

Property Details

APN / Parcel Number

Primary APN0047C-00000-027-000
Alternative APNs
  • 0047C 027
  • 21555

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,577 sqft Heated Area
1st Floor Area1,577 sqft
FlooringOther
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,106 sqft (0.76 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area170 sqft
Deck Area154 sqft
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number21555
Old Parcel Number0047C 027
Street Address20 MOUNTAIN LN
CityCOVINGTON
StateGA
Zip30016-7198
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 109 MOUNTAINVIEW EST I
Legal SubdivisionMOUNTAINVIEW ESTATES
Legal Lot Number109
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group1
Census Block1022
Census Tract100600

Owner

Source: Newton County records · APN 0047C-00000-027-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 MOUNTAIN LN, COVINGTON, GA 30016-7198
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FIN'L
Mar 19, 2018Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Feb 15, 2017Deed of Trust, Mortgage · FHA Mortgage
LOANLEADERS/AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2024 · Amount on Record
Deed SaleOct 18, 2024 · Amount on Record
Prior SaleNov 26, 2007 · Amount on Record
Deed Document Number0004667294
Deed Book / Page4667 / 294
Record UpdatedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 MOUNTAIN LN, COVINGTON, GA 30016-7198
Document Number0039490587
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedJan 31, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 MOUNTAIN LN COVINGTON GA 300167198, COVINGTON, GA 30016-7198

Mortgage

Document Number0039490587
DateJan 15, 2020
Book Page003949/000587
Instrument642
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 MOUNTAIN LN, COVINGTON, GA 30016-7198
Document Number0036820480
Instrument DateMar 19, 2018
Transaction TypeMortgage
Record UpdatedApr 24, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 MOUNTAIN LN COVINGTON GA 300167198, COVINGTON, GA 30016-7198

Mortgage

Document Number0036820480
DateMar 30, 2018
Book Page003682/000480
Instrument3833
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2048

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 MOUNTAIN LN, COVINGTON, GA 30016-7198
Document Number0035370141
Book / Page003537 / 000141
Instrument DateFeb 15, 2017
Transaction TypeMortgage
Record UpdatedMar 08, 2017
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 MOUNTAIN LN COVINGTON GA 300167198, COVINGTON, GA 30016-7198

Mortgage

Document Number0035370141
DateFeb 27, 2017
Book Page003537/000141
Instrument2203
Lender
NameLOANLEADERS/AMERICA
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2047

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,658.00 (-0.72%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$106,160 (+0.95%) Land $16,000 Building $90,160$265,400 (+0.95%) Land $40,000 Building $225,400
2024$1,670.00 (-28.57%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$105,160 (+8.95%) Land $16,000 Building $89,160$262,900 (+8.95%) Land $40,000 Building $222,900
2023$96,520 Land $8,000 Building $88,520$241,300 Land $20,000 Building $221,300
2022$2,338.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 16% of Georgia
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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