20 Mountain Dr, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 20 Mountain Dr, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,252 sqft · built 1989
Lot Size	1.19 acres (51,900 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Nov 2022)
Tax Bill	$14,963 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 91.6-2-21`

Property Details

APN / Parcel Number

Primary APN	`372689 91.6-2-21`
Alternative APNs	`268909100600020210000000` `128800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,252 sqft Living Area
1st Floor Area	1,264 sqft
2nd Floor Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	51,900 sqft (1.19 acres)
Lot Dimensions	300 ft deep x 173 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	128800
Street Address	20 MOUNTAIN DR
City	GARRISON
State	NY
Zip	10524-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LAND & RESIDENCE 000850000300000000000C LO
Legal Block	2
Legal Lot Number	21.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3012
Census Tract	10800

Owner

20 Mountain Dr is owned and occupied by an individual who bought it in November 2022.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20 MOUNTAIN DR, GARRISON, NY 10524-1159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Deed Document Number	20229828
Deed Book / Page	2297 / 270
Record Updated	Jun 8, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Nov 9, 2022
Property Address	20 MOUNTAIN DR, GARRISON, NY 10524
Document Number	0022970270
Book / Page	2297 / 270
Map Reference	MAP 372-I
Instrument Date	Nov 4, 2022
Instrument	9828-2022
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 MOUNTAIN DR, 20, GARRISON, NY 10524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42 FREEDOM DR, COOPERSBURG, PA 18036-1389

Mortgage

Document Number	0007724327
Date	Nov 9, 2022
Instrument	7724/327

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,050 Land $43,200 Building $154,850	$645,745
2024	$14,963.00
2023		$198,050 (-) Land $43,200 Building $154,850	$562,323 (+11.73%) Land $122,658 Building $439,665
2022		$198,050 Land $43,200 Building $154,850	$503,304 Land $109,784 Building $393,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Mountain Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1984–2026)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Mountain Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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