Newton County property record for 20 Mountain Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,346 sqft · built 1997 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,557 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Oct 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0047C-00000-298-000 |
| Primary APN | 0047C-00000-298-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,346 sqft Heated Area |
| 1st Floor Area | 1,346 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 21826 |
|---|---|
| Street Address | 20 MOUNTAIN DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-7108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 2 MOUNTAINVIEW EST |
| Legal Subdivision | MOUNTAINVIEW ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 100600 |
Source: Newton County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE |
| Oct 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| Sep 24, 2021 | Warranty Deed, Transfer |
| Sep 24, 2021 | Warranty Deed, Transfer |
| Jun 18, 2020 | Grant Deed, Transfer · FHA Mortgage CARDINAL FIN'L |
| Nov 26, 2018 | Grant Deed, Transfer · Conventional Mortgage ATLANTA POSTAL CU |
| Jan 16, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 |
| Deed Sale | Sep 24, 2021 |
| Prior Sale | Jun 10, 2020 · Amount on Record |
| Deed Document Number | 20215657 |
| Deed Book / Page | 4285 / 169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Document Number | 0046280000000470 |
|---|---|
| Date | Jun 17, 2024 |
| Book Page | 0000004628/0000000470 |
| Name | UNITED WHOLESALE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Document Number | 0042850000000171 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 0000004285/0000000171 |
| Instrument | 020384 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Sep 24, 2021 |
| Property Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Document Number | 0042850169 |
| Book / Page | 4285 / 169 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021-005657 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Sep 24, 2021 |
| Property Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Document Number | 0042850170 |
| Book / Page | 4285 / 170 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021-005659 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jun 18, 2020 |
| Property Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Document Number | 0040220247 |
| Book / Page | 004022 / 000247 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 8125 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 MOUNTAIN DR COVINGTON GA 300167108, COVINGTON, GA 30016-7108 |
| Document Number | 40220248 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 004022/000248 |
| Instrument | 8126 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Nov 26, 2018 |
| Property Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Document Number | 0037730590 |
| Book / Page | 003773 / 000590 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 14229 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 MOUNTAIN DR COVINGTON GA 300167108, COVINGTON, GA 30016-7108 |
| Document Number | 37730591 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 003773/000591 |
| Instrument | 14230 |
| Name | ATLANTA POSTAL CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
| Document Number | 37730605, |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 003773/000605 |
| Instrument | 14231 |
| Name | ATLANTA POSTAL CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30354 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 25, 2028 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jan 16, 2018 |
| Property Address | 20 MOUNTAIN DR, COVINGTON, GA 30016-7108 |
| Document Number | 0036550472 |
| Book / Page | 003655 / 000472 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 611 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 1, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $88.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,557.00 (+15.6%) | $100,360 (+10.33%) Land $16,000 Building $84,360 | $250,900 (+10.33%) Land $40,000 Building $210,900 |
| 2023 | $90,960 Land $8,000 Building $82,960 | $227,400 Land $20,000 Building $207,400 | |
| 2022 | $2,212.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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