Essex County and Bloomfield Township property record for 20 Mountain Ave, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,540 sqft · built 1931 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Jul 2021) |
| Tax Bill | $17,044 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01173-0000-00083 |
| Primary APN | 02-01173-0000-00083 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Old Parcel Number | 020117300083 |
|---|---|
| Street Address | 20 MOUNTAIN AVE |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-3022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 40 X 100 |
| Legal Block | 1173 |
| Legal Lot Number | 83 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 14800 |
20 Mountain Ave is owned and occupied by two individuals who bought it in July 2021.
Source: Essex County and Bloomfield Township records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 MOUNTAIN AVE, BLOOMFIELD, NJ 07003-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Jan 21, 2020 | Grant Deed, Transfer · Line of Credit FIRST EQUITY FNDG LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on File |
| Deed Sale | Jul 21, 2021 · Amount on File |
| Deed Document Number | 202188873 |
| Prior Transfer Date | Oct 19, 2012 |
| Prior Transfer Doc | 0012096333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 21, 2021 |
| Property Address | 20 MOUNTAIN AVE, BLOOMFIELD, NJ 07003-3022 |
| Document Number | 0000088873 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021088873 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 ROLLING VIEWS DR, WOODLAND PARK, NJ 07424-2644 |
| Name | Verified Name |
|---|---|
| Address | 20 MOUNTAIN AVE, BLOOMFIELD, NJ 07003-3022 |
| Document Number | 0000088874 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021088874 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 21, 2020 |
| Property Address | 20 MOUNTAIN AVE, BLOOMFIELD, NJ 07003-3022 |
| Document Number | 0000007030 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 7030 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20 MOUNTAIN AVE BLOOMFIELD NJ 070033022, BLOOMFIELD, NJ 07003-3022 |
| Document Number | 7031 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 7031 |
| Name | FIRST EQUITY FNDG LP |
|---|---|
| Address | SEA GIRT, NJ 08750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20 Mountain Ave was $17,044, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,500 (-) Land $240,400 Building $248,100 | $488,500 (-) Land $240,400 Building $248,100 | |
| 2025 | $17,044.00 (+2.87%) | $488,500 Land $240,400 Building $248,100 | $488,500 Land $240,400 Building $248,100 |
| 2024 | $16,569.00 | ||
| 2023 | $488,500 Land $240,400 Building $248,100 | $488,500 Land $240,400 Building $248,100 | |
| 2022 | $15,641.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Mountain Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1979–2011) |
| Claims Outside the SFHA | 13 of 13 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Mountain Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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