20 Mount Prospect Ave, Newark, NJ 07104 Property Records

Essex County and Newark City property record for 20 Mount Prospect Ave, Newark, NJ 07104

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 1999
Lot Size	0.09 acres (3,903 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Mar 2021)
Tax Bill	$13,441 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00472-0000-00026-03`

Property Details

APN / Parcel Number

Primary APN	`14-00472-0000-00026-03`
Alternative APN	`14004720000000260003`

Interior

Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	3,903 sqft (0.09 acres)

Location & Zoning

Old Parcel Number	14004720000000260003
Street Address	20 MOUNT PROSPECT AVE
City	NEWARK
State	NJ
Zip	07104-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3,902 SF
Legal Subdivision	CATHEDRAL HOMES
Legal Block	472
Legal Lot Number	26.3
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1002
Census Tract	9000

Owner

20 Mount Prospect Ave is owned and occupied by an individual who bought it in March 2021.

Source: Essex County and Newark City records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	20 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Mar 16, 2021	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Apr 12, 2000 · Amount on File
Deed Document Number	202131559
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1012
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031566
Date	Mar 16, 2021
Instrument	2021031566

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 16, 2021
Property Address	20 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1012
Document Number	2021031559
Instrument Date	Feb 24, 2021
Instrument	2021031559
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 MOUNT PROSPECT AVE, 20, NEWARK, NJ 07104-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1012

Mortgage

Document Number	2021031566
Date	Mar 16, 2021
Instrument	2021031566

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Mount Prospect Ave was $13,441, up 5.2% from the year before.

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,100 (-) Land $23,400 Building $312,700	$336,100 (-) Land $23,400 Building $312,700
2025	$13,441.00 (+5.16%)	$336,100 Land $23,400 Building $312,700	$336,100 Land $23,400 Building $312,700
2024	$12,781.00
2023		$336,100 Land $23,400 Building $312,700	$336,100 Land $23,400 Building $312,700
2022	$12,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Mount Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Mount Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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