Penobscot County and Bangor City property record for 20 Mount Desert Dr, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,218 sqft · built 1958 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $141,300 (Oct 2022) |
| Tax Bill | $2,480 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:064 L:120 |
| Primary APN | BANG M:064 L:120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,218 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 4820 |
|---|---|
| Street Address | 20 MOUNT DESERT DR |
| City | BANGOR |
| State | ME |
| Zip | 04401-2326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDR |
| Legal Lot Number | 120 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 900 |
20 Mount Desert Dr is owned and occupied by two individuals who bought it in October 2022.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 MOUNT DESERT DR, BANGOR, ME 04401-2326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2022 | Other, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| May 30, 2017 | Deed of Trust, Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on File |
| Deed Sale | Oct 14, 2022 · Amount on File |
| Prior Sale | Jan 11, 2006 · Amount on File |
| Deed Document Number | 202229937 |
| Deed Book / Page | 16653 / 231 |
| Transfer Doc | 10272-0146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Other |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Oct 14, 2022 |
| Property Address | 20 MOUNT DESERT DR, BANGOR, ME 04401-2326 |
| Document Number | 0166530231 |
| Book / Page | 16653 / 231 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 29937 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 PIER ST, BANGOR, ME 04401-6061 |
| Document Number | 0000029938 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 29938 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 20 MOUNT DESERT DR, BANGOR, ME 04401-2326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0144980094 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 14498/0094 |
| Instrument | 000000015273 |
| Name | DITECH FINANCIAL LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 30, 2047 |
The 2025 property tax bill for 20 Mount Desert Dr was $2,480, down 1.5% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,480.00 (-1.47%) | $140,100 (+3.24%) Land $11,200 Building $128,900 | |
| 2024 | $2,517.00 (+12.82%) | $135,700 (+16.48%) Land $11,200 Building $124,500 | $191,330 |
| 2023 | $2,231.00 | $116,500 Land $10,600 Building $105,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Mount Desert Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Mount Desert Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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