20 Mount Carmel Ave, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 20 Mount Carmel Ave, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 1930
Lot Size	0.156 acres (6,779 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Aug 2026)
Tax Bill	$3,629 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`581-00035`

Property Details

APN / Parcel Number

Primary APN	`581-00035`
Alternative APN	`CHIC M:0581 P:00035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	728 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,779 sqft (0.156 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	581-00035
Street Address	20 MOUNT CARMEL AVE
City	CHICOPEE
State	MA
Zip	01013-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1013
Census Tract	811101

Owner

20 Mount Carmel Ave is owned by an individual who bought it in August 2026.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4803 WASHINGTON ST, 1, WEST ROXBURY, MA 02132-2183
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage HOUSING PARTNERSHIP
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage COOPERATIVE BANK
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 23, 2021	Quit Claim Deed, Transfer · FHA Mortgage CITIZENS BANK
Jul 31, 2017	Quit Claim Deed, Transfer FARMINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Sep 23, 2021 · Amount on File
Deed Document Number	202641768
Deed Book / Page	26485 / 300
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Aug 28, 2026
Property Address	20 MOUNT CARMEL AVE, CHICOPEE, MA 01013-4114
Document Number	0000041770
Book / Page	26485 / 317
Instrument Date	Aug 28, 2026
Instrument	202641770
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MOUNT CARMEL AVE, CHICOPEE, MA 01013-4114
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041770,
Date	Aug 28, 2026
Book Page	26485/317
Instrument	202641770

Lender

Name	HOUSING PARTNERSHIP

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 28, 2026
Property Address	20 MOUNT CARMEL AVE, CHICOPEE, MA 01013-4114
Document Number	0000041768
Book / Page	26485 / 300
Instrument Date	Aug 27, 2026
Instrument	202641768
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4803 WASHINGTON ST, 1, WEST ROXBURY, MA 02132-2183
Investor	Possibly a Property Investor

Mortgage

Date	Aug 28, 2026

Lender

Name	COOPERATIVE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	20 MOUNT CARMEL AVE, CHICOPEE, MA 01013-4114
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026132-178
Date	Dec 1, 2025
Book Page	26132/178
Instrument	57523

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 23, 2021
Property Address	20 MOUNT CARMEL AVE, CHICOPEE, MA 01013-4114
Document Number	24139-535
Book / Page	24139 / 535
Instrument Date	Sep 23, 2021
Instrument	67250
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	285 BROADWAY ST, CHICOPEE, MA 01020-2637

Mortgage

Document Number	67251
Date	Sep 23, 2021
Instrument	67251

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 31, 2017
Property Address	20 MOUNT CARMEL AVE, CHICOPEE, MA 01013-4114
Document Number	21788-526
Book / Page	21788 / 526
Instrument	43430
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MOUNT CARMEL AVE, CHICOPEE, MA 01013-4114

Mortgage

Document Number	217880529
Date	Jul 31, 2017
Instrument	21788/0529

Lender

Name	FARMINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20 Mount Carmel Ave was $3,629, up 4.5% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,629.00 (+4.52%)	$238,100 (+3.97%) Land $69,300 Building $168,800	$352,432 (+19.71%)
2025	$3,472.00 (+5.5%)	$229,000 (+2.69%) Land $63,800 Building $165,200	$294,405
2024	$3,291.00 (+6.44%)	$223,000 (+9.26%) Land $62,500 Building $160,500
2023	$3,092.00	$204,100 Land $56,800 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Mount Carmel Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Mount Carmel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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